45 Hemlock Dr, Stamford, CT 06902 Property Records

Stamford City property record for 45 Hemlock Dr, Stamford, CT 06902

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,183 sqft · built 1959
Lot Size	0.468 acres (20,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,090,000 (Sep 2026)
Tax Bill	$11,549 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-7799`

Property Details

APN / Parcel Number

Primary APN	`1-7799`
Alternative APNs	`STAM M:001 B:7799` `001-7799`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,183 sqft Living Area
Gross Area	4,823 sqft
1st Floor Area	1,783 sqft
Basement Area	1,750 sqft
Unfinished Basement	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,405 sqft (0.468 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1-7799
Street Address	45 HEMLOCK DR
City	STAMFORD
State	CT
Zip	06902-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	7799
Jurisdiction	STAMFORD CT
Township / Civil Division	STAMFORD
Census Block Group	2
Census Block	2002
Census Tract	20500

Owner

Source: Stamford City records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	355 ATLANTIC ST, 21T, STAMFORD, CT 06901-3556
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance USA ALLIANCE FEDERAL CREDIT UNION
Feb 14, 2018	Deed of Trust, Mortgage · Line of Credit USA ALLIANCE FCU
Feb 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance USA ALLIANCE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Aug 15, 2012 · Amount on Record
Deed Document Number	202612464
Deed Book / Page	13782 / 494
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAMFORD CT
Recording Date	Sep 30, 2026
Property Address	45 HEMLOCK DR, STAMFORD, CT 06902-1808
Document Number	0000012464
Book / Page	13782 / 494
Instrument Date	Sep 23, 2026
Instrument	202612464
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	45 HEMLOCK DR, STAMFORD, CT 06902-1808
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012715-174
Date	Jun 11, 2021
Book Page	12715/174
Instrument	2021012691

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	45 HEMLOCK DR, STAMFORD, CT 06902-1808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11894-325
Date	Feb 14, 2018
Book Page	11894/325
Instrument	2018002097

Lender

Name	USA ALLIANCE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	45 HEMLOCK DR, STAMFORD, CT 06902-1808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12308-22
Date	Feb 11, 2020
Book Page	12308/22
Instrument	2020001807

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Stamford City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Stamford City
Unified School District	Stamford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,549.00	$488,110 (-) Land $275,550 Building $212,560	$341,677 Land $192,885 Building $148,792
2024	$11,549.00 (-4.82%)
2023	$12,134.00 (+8.58%)	$488,110 (+16.8%) Land $275,550 Building $212,560
2022	$11,175.00	$417,910 Land $208,610 Building $209,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

May also be available: Verizon.

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