Gilmer County property record for 45 Hemlock Ct, Talking Rock, GA 30175
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,950 sqft · built 2004 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (May 2014) |
| Tax Bill | $997 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3086D 007 |
| Primary APN | 3086D 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,950 sqft Heated Area |
| 1st Floor Area | 2,140 sqft |
| Basement Area | 1,810 sqft |
| Finished Basement | 1,810 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Area | 792 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 168 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20317 |
|---|---|
| Street Address | 45 HEMLOCK CT |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-5550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 7 MTN CREEK HOLLOW |
| Legal Subdivision | MOUNTAIN CREEK HOLLOW |
| Legal Phase | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | GILMER GA |
| Township / Civil Division | SOUTH GILMER |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 80500 |
45 Hemlock Ct is owned and occupied by two individuals who bought it in May 2014.
Source: Gilmer County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 HEMLOCK CT, TALKING ROCK, GA 30175-5550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2014 · Amount on File |
| Deed Sale | May 28, 2014 · Amount on File |
| Prior Sale | Mar 30, 2001 · Amount on File |
| Deed Document Number | 20141176 |
| Deed Book / Page | 1867 / 384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 45 HEMLOCK CT, TALKING ROCK, GA 30175-5550 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45 HEMLOCK CT, TALKING ROCK, GA 30175-5550 |
| Document Number | 0000002256/0000000397 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 0000002256/0000000397 |
| Instrument | 001551 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 45 Hemlock Ct was $997 with exemptions applied.
Source: Gilmer County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $997.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $231,200 Land $7,840 Building $223,360 | $578,000 Land $19,600 Building $558,400 |
| 2023 | $1,189.00 (-65.03%) Disabled Person's exemption Veteran's exemption | $232,080 (+20.12%) Land $8,000 Building $224,080 | $580,200 (+20.12%) Land $20,000 Building $560,200 |
| 2022 | $3,400.00 Disabled Person's exemption Veteran's exemption | $193,200 Land $8,800 Building $184,400 | $483,000 Land $22,000 Building $461,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Hemlock Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Hemlock Ct is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures