45 Hedge Ave, Norwich, CT 06360 Property Records

Norwich City property record for 45 Hedge Ave, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,586 sqft · built 1914
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Apr 2021)
Tax Bill	$4,856 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:103 B:3 L:11`

Property Details

APN / Parcel Number

Primary APN	`NORW M:103 B:3 L:11`
Alternative APNs	`NWCH M:103 B:3 L:11` `0064690001` `64690001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,586 sqft Living Area
Gross Area	3,352 sqft
1st Floor Area	1,040 sqft
Attic	Attic
Attic Area	1,092 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Bungalow
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	64690001
Street Address	45 HEDGE AVE
City	NORWICH
State	CT
Zip	06360-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	3
Legal Lot Number	11
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	2
Census Block	2013
Census Tract	697000

Owner

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 HEDGE AVE, NORWICH, CT 06360-5919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	May 19, 2008 · Amount on Record
Deed Document Number	20212021001677
Deed Book / Page	3244 / 46
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jul 10, 2026
Property Address	45 HEDGE AVE, NORWICH, CT 06360-5919
Document Number	0000003193
Book / Page	3600 / 94
Instrument Date	Jul 7, 2026
Instrument	20263193
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 HEDGE AVE, NORWICH, CT 06360-5919

Mortgage

Date	Jul 10, 2026

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Apr 8, 2021
Property Address	45 HEDGE AVE, NORWICH, CT 06360-5919
Document Number	3244-46
Book / Page	3244 / 46
Instrument Date	Apr 8, 2021
Instrument	2021001677
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2021001678
Date	Apr 8, 2021
Instrument	2021001678

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Apr 8, 2021
Property Address	45 HEDGE AVE, NORWICH, CT 06360-5919
Document Number	0003244-46
Book / Page	3244 / 46
Instrument Date	Apr 8, 2021
Instrument	2021001677
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2021001678
Date	Apr 8, 2021
Instrument	2021001678

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,856.00 (-15.62%)	$142,200 (-) Land $33,000 Building $109,200	$281,456 (+182.76%)
2025	$5,755.00	$142,200 (+79.09%) Land $33,000 Building $109,200	$99,540 Land $23,100 Building $76,440
2024	$5,755.00 (+49.02%)
2023	$3,862.00 (+0.34%)	$79,400 (-) Land $16,400 Building $63,000
2022	$3,849.00	$79,400 Land $16,400 Building $63,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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