Windsor Locks Town property record for 45 Heather Ln, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,213 sqft · built 1960 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,183 (Jun 2020) |
| Tax Bill | $4,902 (2024) |
| Deeds & Mortgages | Dec 2024 Refinance Jun 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:47 B:99 L:16 |
| Primary APN | WINL M:47 B:99 L:16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,213 sqft Living Area |
| 1st Floor Area | 1,213 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 223400 |
|---|---|
| Street Address | 45 HEATHER LN |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 99 |
| Legal Lot Number | 16 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 476300 |
Source: Windsor Locks Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 HEATHER LN, WINDSOR LOCKS, CT 06096-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance RIVER BANK |
| Jun 1, 2020 | Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Feb 12, 2020 | Warranty Deed, Foreclosure UNKNOWN |
| Jul 29, 2019 | Foreclosure UNKNOWN |
| Jan 23, 2018 | Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2020 · Amount on Record |
| Deed Sale | Jun 1, 2020 · Amount on Record |
| Prior Sale | Jul 29, 2019 |
| Deed Document Number | 2020861230003 |
| Deed Book / Page | 494 / 304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 45 HEATHER LN, WINDSOR LOCKS, CT 06096-2644 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000541-756 |
|---|---|
| Date | Dec 6, 2024 |
| Book Page | 541/756 |
| Instrument | 2053620012 |
| Name | RIVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Jun 1, 2020 |
| Property Address | 45 HEATHER LN, WINDSOR LOCKS, CT 06096-2644 |
| Document Number | 494-304 |
| Book / Page | 494 / 304 |
| Instrument Date | May 27, 2020 |
| Instrument | 861230003 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 HEATHER LN, WINDSOR LOCKS, CT 06096-2644 |
| Document Number | 494-307 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 494/307 |
| Instrument | 861240012 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Feb 12, 2020 |
| Property Address | 45 HEATHER LN, WINDSOR LOCKS, CT 06096-2644 |
| Document Number | 491-1067 |
| Book / Page | 000491 / 001067 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 3, 2020 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2401 NW 23RD ST OKLAHOMA CITY OK 731072442, OKLAHOMA CITY, OK 73107-2442 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Jul 29, 2019 |
| Property Address | 45 HEATHER LN, WINDSOR LOCKS, CT 06096-2644 |
| Document Number | 487-149 |
| Book / Page | 000487 / 000149 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 835770003 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 20, 2019 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 45 HEATHER LN WINDSOR LOCKS CT 060962644, WINDSOR LOCKS, CT 06096-2644 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Jan 23, 2018 |
| Property Address | 45 HEATHER LN, WINDSOR LOCKS, CT 06096-2644 |
| Document Number | 473-599 |
| Book / Page | 000473 / 000599 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 72347 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 HEATHER LN WINDSOR LOCKS CT 060962644, WINDSOR LOCKS, CT 06096-2644 |
| Document Number | 473-602 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 000473/000602 |
| Instrument | 72348 |
| Name | NATIONS LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2048 |
Source: Windsor Locks Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $204,330 (+68.63%) Land $58,590 Building $145,740 | $143,031 Land $41,013 Building $102,018 | |
| 2024 | $4,902.00 (+43.75%) | $121,170 (-) Land $46,410 Building $74,760 | |
| 2023 | $3,410.00 (+8.95%) | $121,170 (-) Land $46,410 Building $74,760 | |
| 2022 | $3,130.00 | $121,170 Land $46,410 Building $74,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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