45 Hayes Ave, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 45 Hayes Ave, Beverly, MA 01915

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,106 sqft · built 1979
Lot Size0.145 acres (6,321 sqft)
Owner2 Individual Names on Record
Last Sale$565,000 (Sep 2026)
Tax Bill$6,924 (2025)
Deeds & MortgagesSep 2026 Mortgage
Sep 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR10

Property Details

APN / Parcel Number

Primary APNR10
Alternative APNs
  • BEVE M:0008 B:0356 L
  • 1739

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,106 sqft Living Area
Gross Area2,834 sqft
Basement Area1,032 sqft
Unfinished Basement1,032 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,321 sqft (0.145 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1739
Street Address45 HAYES AVE
CityBEVERLY
StateMA
Zip01915-3945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block356
JurisdictionBEVERLY MA
Township / Civil DivisionBEVERLY
Census Block Group4
Census Block4000
Census Tract217202

Owner

Source: Essex County and Beverly City records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 HAYES AVE, BEVERLY, MA 01915-3945
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
LEADER BANK NA
Sep 14, 2026Quit Claim Deed, Transfer · Conventional Mortgage
LEADER BANK NA
May 26, 2026Quit Claim Deed, Transfer · Conventional Mortgage
LEADER BANK NA
Dec 19, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2026 · Amount on Record
Deed SaleSep 14, 2026 · Amount on Record
Prior SaleDec 19, 2022 · Amount on Record
Deed Document Number20263210
Deed Book / Page43627 / 595
Prior Transfer DateSep 8, 2026
Prior Transfer Doc0000003210
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEVERLY MA
Recording DateSep 14, 2026
Property Address45 HAYES AVE, BEVERLY, MA 01915-3945
Document Number0000003220
Book / Page43627 / 598
Instrument DateSep 8, 2026
Instrument20263220
Transaction TypeMortgage
Record UpdatedOct 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship, 153
Address45 HAYES AVE, BEVERLY, MA 01915-3945

Mortgage

Document Number0000003220,
DateSep 14, 2026
Book Page43627/598
Instrument20263220
Lender
NameLEADER BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBEVERLY MA
Recording DateSep 14, 2026
Property Address45 HAYES AVE, BEVERLY, MA 01915-3945
Document Number0000003210
Book / Page43627 / 595
Instrument DateSep 8, 2026
Instrument20263210
Transaction TypeTransfer
Record UpdatedOct 6, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45 HAYES AVE, BEVERLY, MA 01915-3945

Mortgage

DateSep 14, 2026
Lender
NameLEADER BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBEVERLY MA
Recording DateMay 26, 2026
Property Address45 HAYES AVE, BEVERLY, MA 01915-3945
Document Number043404-524
Book / Page43404 / 524
Instrument DateMay 19, 2026
Instrument20261830
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 HAYES AVE, BEVERLY, MA 01915-3945

Mortgage

DateMay 26, 2026
Lender
NameLEADER BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBEVERLY MA
Recording DateDec 19, 2022
Property Address45 HAYES AVE, BEVERLY, MA 01915-3945
Document Number041360-135
Book / Page41360 / 135
Instrument DateDec 19, 2022
Instrument20221219003280
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 HAYES AVE, BEVERLY, MA 01915-3945

Mortgage

Document Number221219003290
DateDec 19, 2022
Instrument221219003290
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityBeverly City
Unified School DistrictBeverly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,924.00 (+4.03%)$630,000 (+6.29%) Land $365,200 Building $264,800$755,725
2024$6,656.00 (+5.2%)$592,700 (+5.48%) Land $327,900 Building $264,800
2023$6,327.00$561,900 Land $305,600 Building $256,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims6 (1978–2014)
Claims Outside the SFHA1 of 6
Most Recent ClaimFeb 2014 · rainfall accumulation
Claims by Event
  • Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEVERLY WATER DEPT
serves 47,461 people · EPA ID MA3030000
Water SourcePurchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State InspectionNov 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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