45 Hatch Ave, Coldwater, MI 49036 Property Records

Branch County property record for 45 Hatch Ave, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,418 sqft · built 1910
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Feb 2022)
Tax Bill	$3,257 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`303-000-000-443-00`

Property Details

APN / Parcel Number

Primary APN	`303-000-000-443-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,418 sqft Building Perimeter
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	13,939 sqft (0.32 acres)
Garage Area	864 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 HATCH AVE
City	COLDWATER
State	MI
Zip	49036-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S LI SCHOOL LOT 30 19 1/2 RDS W OF W LI FREMONT ST TH W 6 RDS TH N 8 1/2 RDS PAR WI FREMONT ST TH E 6 RDS TH S 8 1/2 RDS
Legal Lot Number	1,19,30
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3004
Census Tract	951600

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 HATCH AVE, COLDWATER, MI 49036-1210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Oct 3, 2002 · Amount on Record
Deed Document Number	20221304
Prior Transfer Date	Jul 30, 2012
Prior Transfer Doc	201205337
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Feb 28, 2022
Property Address	45 HATCH AVE, COLDWATER, MI 49036-1210
Document Number	0202201304
Instrument Date	Feb 16, 2022
Instrument	2022-01304
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 HATCH AVE, 45, COLDWATER, MI 49036-1210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 LUTES RD, COLDWATER, MI 49036-9644

Mortgage

Document Number	0202201305
Date	Feb 28, 2022
Instrument	2022-01305

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,000 (+2.86%)	$216,000 (+2.86%)
2025	$3,257.00 (+3.69%)	$105,000	$210,000
2024	$3,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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