45 Harvard St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 45 Harvard St, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,010 sqft · built 1950
Lot Size	0.091 acres (3,950 sqft)
Owner	2 Individuals on Record
Last Sale	$495,000 (Aug 2022)
Tax Bill	$6,393 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0093 L:0069`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0093 L:0069`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,010 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,950 sqft (0.091 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 HARVARD ST
City	DEDHAM
State	MA
Zip	02026-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G
Legal Lot Number	69
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	1
Census Block	1007
Census Tract	402400

Owner

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	45 HARVARD ST, DEDHAM, MA 02026-2019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	202268616
Deed Book / Page	40724 / 445
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	Aug 1, 2022
Property Address	45 HARVARD ST, DEDHAM, MA 02026-2019
Document Number	040724-445
Book / Page	40724 / 445
Instrument Date	Aug 1, 2022
Instrument	68616
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 HARVARD ST, DEDHAM, MA 02026-2019

Mortgage

Document Number	0000068617
Date	Aug 1, 2022
Instrument	68617

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,393.00 (+8.19%)	$506,600 (+7.17%) Land $307,500 Building $199,100	$581,495 (+1.34%)
2024	$5,909.00 (+4.12%)	$472,700 (+6.95%) Land $278,900 Building $193,800	$573,800
2023	$5,675.00	$442,000 Land $252,600 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20