Person County property record for 45 Harrow Ter, Roxboro, NC 27574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,780 sqft · built 2022 |
| Lot Size | 0.186 acres (8,123 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,176 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A62 493 |
| Primary APN | A62 493 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Heated Area |
| Gross Area | 2,239 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,123 sqft |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 50 sqft |
| Deck Area | 9 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 74451 301 |
|---|---|
| Street Address | 45 HARROW TER |
| City | ROXBORO |
| State | NC |
| Zip | 27574-5539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SATTERFIELD FARMS/PHASE 1/LT39/HOUSE |
| Legal Subdivision | SATTERFIELD FARM |
| Legal Phase | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | PERSON NC |
| Township / Civil Division | FLAT RIVER |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 920500 |
45 Harrow Ter is owned and occupied by an individual.
Source: Person County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 HARROW TER, ROXBORO, NC 27574-5539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Jun 20, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage CORNERSTONE HOME LENDING |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERSON NC |
| Property Address | 45 HARROW TER, ROXBORO, NC 27574-5539 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 HARROW TER, ROXBORO, NC 27574-5539 |
| Document Number | 0012360573 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 1236/573 |
| Instrument | 420741 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PERSON NC |
| Recording Date | Jun 20, 2023 |
| Property Address | 45 HARROW TER, ROXBORO, NC 27574 |
| Document Number | 0011580588 |
| Book / Page | 1158 / 588 |
| Map Reference | CAB 18 PG 118-122 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 407518 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 45 HARROW TERACE, ROXBORO, NC 27574 |
| Document Number | 0011580591 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 1158/591 |
| Instrument | 407519 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 45 Harrow Ter was $4,176.
Source: Person County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Person County |
| Municipality | Roxboro City |
| Unified School District | Person County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,663 (-) | $302,663 (-) Land $51,000 Building $251,663 | |
| 2025 | $4,176.00 | $302,663 | $302,663 Land $51,000 Building $251,663 |
| 2023 | $2,111.00 | $138,676 | $138,676 Land $52,500 Building $86,176 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Harrow Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Harrow Ter is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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