Essex County and Saugus Town property record for 45 Harrison Ave, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,121 sqft · built 2008 |
| Lot Size | 0.25 acres (10,877 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $659,000 (Jul 2015) |
| Tax Bill | $9,495 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Feb 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:010-G B:0008 L:0016 |
| Primary APN | SAUG M:010-G B:0008 L:0016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,121 sqft Living Area |
| Gross Area | 5,907 sqft |
| 1st Floor Area | 1,569 sqft |
| Basement Area | 1,695 sqft |
| Unfinished Basement | 1,695 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,877 sqft (0.25 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 45 HARRISON AVE |
|---|---|
| City | SAUGUS |
| State | MA |
| Zip | 01906-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 8 |
| Legal Lot Number | 16 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records · APN SAUG M:010-G B:0008 L:0016
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 HARRISON AVE, SAUGUS, MA 01906-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MIT FCU |
| Feb 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC |
| May 21, 2018 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC |
| Aug 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC |
| Jul 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage INST & TECH MASS |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MASSACHUSETTS INST/TECH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on Record |
| Deed Sale | Jul 17, 2015 · Amount on Record |
| Deed Book / Page | 34226 / 214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HARRISON AVE, SAUGUS, MA 01906-1430 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041610-58 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 41610/58 |
| Instrument | 20230613001320 |
| Name | MIT FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HARRISON AVE, SAUGUS, MA 01906-1430 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039508-346 |
|---|---|
| Date | Feb 09, 2021 |
| Book Page | 39508/346 |
| Instrument | 20210209002180 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HARRISON AVE, SAUGUS, MA 01906-1430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36727-297 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 36727/297 |
| Instrument | 180521001490 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HARRISON AVE, SAUGUS, MA 01906-1430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38373-592 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 38373/592 |
| Instrument | 20200330001280 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HARRISON AVE, SAUGUS, MA 01906-1430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38828-217 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 38828/217 |
| Instrument | 20200817002320 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HARRISON AVE, SAUGUS, MA 01906-1430 |
| Document Number | 36880-68 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 45 HARRISON AVE SAUGUS MA 019061430, SAUGUS, MA 01906-1430 |
| Document Number | 36880-68 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 036880/000068 |
| Instrument | 180723770 |
| Name | INST & TECH MASS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 22, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HARRISON AVE, SAUGUS, MA 01906-1430 |
| Document Number | 36278-206 |
| Book / Page | 036278 / 000206 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | 36278-206 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 036278/000206 |
| Instrument | 1710252500 |
| Name | MASSACHUSETTS INST/TECH |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 24, 2037 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,495.00 (+2.28%) | $889,000 (+2%) Land $336,200 Building $552,800 | $1,010,040 |
| 2024 | $9,283.00 (+3.03%) | $871,600 (+8.92%) Land $327,100 Building $544,500 | |
| 2023 | $9,010.00 | $800,200 Land $286,300 Building $513,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 423 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MA3262000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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