45 Harrison Ave, North Plainfield (Plainfield), NJ 07060 Property Records

Somerset County and North Plainfield Borough property record for 45 Harrison Ave, North Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,130 sqft · built 1914
Lot Size	0.175 acres (7,601 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Mar 2025)
Tax Bill	$8,972 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00127-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`14-00127-0000-00001`
Alternative APNs	`140012700001` `S001`

Interior

Stories	1 Story
Building Area	1,130 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	7,601 sqft (0.175 acres)
Lot Dimensions	152 ft deep x 50 ft wide

Location & Zoning

Account Number	S001
Street Address	45 HARRISON AVE
City	NORTH PLAINFIELD
State	NJ
Zip	07060-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLAINFIELD WEST ADD
Legal Block	127
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	NORTH PLAINFIELD
Census Block Group	1
Census Block	1008
Census Tract	51800

Owner

45 Harrison Ave is owned and occupied by two individuals who bought it in March 2025.

Source: Somerset County and North Plainfield Borough records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 HARRISON AVE, NORTH PLAINFIELD, NJ 07060-3942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on File
Deed Sale	Mar 17, 2025 · Amount on File
Prior Sale	Feb 13, 2015 · Amount on File
Deed Document Number	20256395
Deed Book / Page	7606 / 2814
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	45 HARRISON AVE, NORTH PLAINFIELD, NJ 07060-3942
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024336
Date	Jul 10, 2019
Book Page	7130/2243
Instrument	2019024336

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	45 HARRISON AVE, NORTH PLAINFIELD, NJ 07060-3942
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HARRISON AVE, NORTH PLAINFIELD, NJ 07060-3942

Mortgage

Document Number	0000006679
Date	Feb 14, 2022
Book Page	7424/2718
Instrument	2022006679

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 45 Harrison Ave was $8,972, up 4.2% from the year before.

Source: Somerset County and North Plainfield Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	North Plainfield Borough
Unified School District	North Plainfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,500 (-) Land $80,000 Building $117,500	$197,500 (-) Land $80,000 Building $117,500
2025	$8,972.00 (+4.24%)	$197,500 Land $80,000 Building $117,500	$197,500 Land $80,000 Building $117,500
2024	$8,607.00
2023		$197,500 Land $80,000 Building $117,500	$197,500 Land $80,000 Building $117,500
2022	$8,059.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Harrison Ave in Zone X, an area of minimal flood risk, though there have been 75 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	75 (1978–2025)
Claims Outside the SFHA	10 of 75
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 18 claims Hurricane Irene, Aug 2011 · 13 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Harrison Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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