45 Harmony Rd, Gibbstown, NJ 08027 Property Records

Gloucester County and Greenwich Township property record for 45 Harmony Rd, Gibbstown, NJ 08027

Property Summary

Property TypeSingle Family Home
Details1,336 sqft · built 1957
Lot Size0.235 acres (10,241 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Nov 2012)
Tax Bill$4,932 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN07-00128-0000-00013

Property Details

APN / Parcel Number

Primary APN07-00128-0000-00013
Alternative APN
  • 070012800013

Interior

Stories1 Story
Building Area1,336 sqft Living Area
1st Floor Area1,336 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,241 sqft (0.235 acres)
Lot Dimensions128 ft deep x 80 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address45 HARMONY RD
CityGIBBSTOWN
StateNJ
Zip08027-1510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionCARSON ESTATE SEC 02
Legal Block128
Legal Lot Number13
JurisdictionGLOUCESTER NJ
Township / Civil DivisionGREENWICH
Census Block Group2
Census Block2017
Census Tract500500

Owner

Source: Gloucester County and Greenwich Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 HARMONY RD, GIBBSTOWN, NJ 08027-1510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2012 · Amount on Record
Deed SaleNov 19, 2012 · Amount on Record
Deed Document Number201247931
Last Transfer DateMay 14, 2021
Transfer Doc0000029575
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGLOUCESTER NJ
Recording DateMay 27, 2021
Property Address45 HARMONY RD, GIBBSTOWN, NJ 08027-1510
Document Number0000029575
Book / Page6481 / 307
Instrument DateMay 14, 2021
Instrument29575
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 HARMONY RD, GIBBSTOWN, NJ 08027-1510

Mortgage

Document Number0000029576
DateMay 27, 2021
Instrument29576
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Gloucester County and Greenwich Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyGloucester County
County SubdivisionGreenwich Township
Unified School DistrictGreenwich Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$138,300 (-) Land $29,400 Building $108,900$138,300 (-) Land $29,400 Building $108,900
2025$4,932.00 (+3.59%)$138,300 (-) Land $29,400 Building $108,900$138,300 (-) Land $29,400 Building $108,900
2024$4,761.00 (+5.47%)
2023$138,300 Land $29,400 Building $108,900$138,300 Land $29,400 Building $108,900
2022$4,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims11 (1987–2013)
Most Recent ClaimJul 2013 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREENWICH TWP W DEPT
serves 4,921 people · EPA ID NJ0807001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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