45 Harding Rd, Brunswick, ME 04011 Property Records

Cumberland County and Brunswick Town property record for 45 Harding Rd, Brunswick, ME 04011

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 2.5 ba · 2,221 sqft · built 1990
Lot Size	3.33 acres (145,055 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Jan 2026)
Tax Bill	$9,796 (2025)
Deeds & Mortgages	Jul 2023 Refinance Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BRUN M:049 L:008-B`

Property Details

APN / Parcel Number

Primary APN	`BRUN M:049 L:008-B`
Alternative APNs	`M:049 L:008=B` `4900800B000` `G0801R`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,221 sqft Living Area
Gross Area	2,873 sqft
1st Floor Area	2,220 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,055 sqft (3.33 acres)
Garage Type	Attached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4900800B000
Street Address	45 HARDING RD
City	BRUNSWICK
State	ME
Zip	04011-2640
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RP1
Legal Lot Number	8-B
Jurisdiction	BRUNSWICK ME
Township / Civil Division	BRUNSWICK
Census Block Group	1
Census Block	1034
Census Tract	11100

Owner

Source: Cumberland County and Brunswick Town records · APN BRUN M:049 L:008-B

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 GRAY RD, FALMOUTH, ME 04105-2018
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE CREDIT UNION
Jan 27, 2026	Warranty Deed, Transfer NEWREZ LLC
Oct 27, 2020	Deed of Trust, Transfer · Construction Mortgage BATH SVGS INSTITUTION
Jun 28, 2019	Deed of Trust, Transfer MAINE STATE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Oct 27, 2020 · Amount on Record
Deed Book / Page	42015 / 26
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	0373480205
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK ME
Property Address	45 HARDING RD, BRUNSWICK, ME 04011-2640
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0402700117
Date	Jul 31, 2023
Book Page	40270/117
Instrument	25335

Lender

Name	MAINE STATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Aug 01, 2028

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK ME
Recording Date	Jan 27, 2026
Property Address	45 HARDING RD, BRUNSWICK, ME 04011-2640
Document Number	0420150026
Book / Page	42015 / 26
Instrument Date	Jan 23, 2026
Instrument	3151
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 GRAY RD, FALMOUTH, ME 04105-2018

Mortgage

Document Number	0000003152
Date	Jan 27, 2026
Instrument	3152

Lender

Name	NEWREZ LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

October 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK ME
Recording Date	Oct 27, 2020
Property Address	45 HARDING RD, BRUNSWICK, ME 04011-2640
Document Number	0373480207
Book / Page	037348 / 000207
Instrument Date	Oct 22, 2020
Instrument	68795
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HARDING RD BRUNSWICK ME 040112640, BRUNSWICK, ME 04011-2640

Mortgage

Document Number	373480207
Date	Oct 27, 2020
Book Page	037348/000207
Instrument	68795

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

June 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK ME
Property Address	45 HARDING RD, BRUNSWICK, ME 04011-2640
Document Number	0357680264
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HARDING RD BRUNSWICK ME 040112640, BRUNSWICK, ME 04011-2640

Mortgage

Document Number	0357680264
Date	Jul 02, 2019
Book Page	035768/000264
Instrument	29203

Lender

Name	MAINE STATE CU
Type	Credit Union
Address	AUGUSTA, ME 04330

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Cumberland County and Brunswick Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Brunswick Town
Unified School District	Brunswick (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,796.00 (+15.6%)	$741,000 (+108.56%) Land $196,000 Building $545,000
2024	$8,474.00 (-5.81%)	$355,300 (-8.02%) Land $86,700 Building $268,600
2023	$8,997.00 (+10.11%)	$386,300 (+2.55%) Land $86,700 Building $299,600
2022	$8,171.00	$376,700 Land $86,700 Building $290,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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