45 Harding Dr, Searcy, AR 72143 Property Records

White County property record for 45 Harding Dr, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,238 sqft · built 1961
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Dec 2012)
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-01359-000`

Property Details

APN / Parcel Number

Primary APN	`016-01359-000`
Alternative APN	`40499`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,238 sqft Living Area
1st Floor Area	2,238 sqft
Utility Area	99 sqft
Flooring	Wood

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Carport
Garage Area	517 sqft
Carport	Carport
Carport Area	517 sqft
Driveway	Concrete Driveway
Driveway Area	200 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	65 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 HARDING DR
City	SEARCY
State	AR
Zip	72143-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 30 & 31 & W 1/2 LOT 32
Legal Range	07
Legal Township	07
Legal Section	11
Legal Subdivision	FACULTY ADD
Legal Lot Number	30-32
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1009
Census Tract	70801

Owner

45 Harding Dr is owned and occupied by two individuals who bought it in December 2012.

Source: White County records, as of October 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 HARDING DR, SEARCY, AR 72143-5704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2012 · Amount on File
Deed Sale	Dec 5, 2012 · Amount on File
Deed Book / Page	2012 / 14738
Prior Transfer Date	Mar 8, 2012
Prior Transfer Doc	DEED2012/02657
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	45 HARDING DR, SEARCY, AR 72143-5704
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2020/36889
Date	Dec 29, 2020
Book Page	MTG 2020/36889

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 45 Harding Dr was $1,233 with a homeowner's exemption.

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Searcy City
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,233.00 Homeowner's exemption	$34,062 Land $9,000 Building $25,062	$170,310 Land $45,000 Building $125,310
2023	$689.00 Homeowner's exemption	$33,520 Land $9,000 Building $24,520	$170,310 Land $45,000 Building $125,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Harding Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Harding Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARCY WATERWORKS serves 28,196 people · EPA ID AR0000590
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20