45 Harding Ave, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 45 Harding Ave, Dover, NJ 07801

Property Summary

Property Type	Single Family Home
Details	built 2017
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Tax Bill	$4,255 (2024)
Deeds & Mortgages	Sep 2017 Sale & Mortgage Sep 2017 Sale & Mortgage
APN	`09-02205-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`09-02205-0000-00003`
Alternative APNs	`090220500003` `3897`

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	3897
Street Address	45 HARDING AVE
City	DOVER
State	NJ
Zip	07801-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	HARDING AVE SUB
Legal Block	2205
Legal Lot Number	3
Jurisdiction	MORRIS NJ
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2001
Census Tract	44800

Owner

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 HARDING AVE, DOVER, NJ 07801-4709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2017	Grant Deed, Transfer MORRIS HABITAT FOR HUMANITY IN
Sep 19, 2017	Deed with Mortgage, Transfer · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 13, 2017
Property Address	45 HARDING AVE, DOVER, NJ 07801-4709
Document Number	0232040898
Book / Page	023204 / 000898
Instrument Date	Aug 4, 2017
Instrument	55700
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 W CLINTON ST #8A DOVER NJ 078012633, 8A, DOVER, NJ 07801-2633

Mortgage

Document Number	232040906
Date	Sep 13, 2017
Book Page	023204/000906
Instrument	55701

Lender

Name	MORRIS HABITAT FOR HUMANITY IN
Address	274 S SALEM ST, RANDOLPH, NJ 07869-1616

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

September 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	MORRIS NJ
Recording Date	Sep 19, 2017
Property Address	45 HARDING AVE, DOVER, NJ 07801-4709
Document Number	0232040898
Book / Page	023204 / 000898
Instrument Date	Aug 4, 2017
Instrument	56932
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HARDING AVE DOVER NJ 07801, DOVER, NJ 07801

Mortgage

Document Number	232080011
Date	Sep 19, 2017
Book Page	023208/000011
Instrument	56932

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	MORRISTOWN, NJ 07963

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Dover Town
Unified School District	Dover Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,000 (-) Land $44,500 Building $85,500	$130,000 (-) Land $44,500 Building $85,500
2025		$130,000 (-) Land $44,500 Building $85,500	$130,000 (-) Land $44,500 Building $85,500
2024	$4,255.00 (+18.46%)
2023		$130,000 Land $44,500 Building $85,500	$130,000 Land $44,500 Building $85,500
2022	$3,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	72 (1979–2024)
Claims Outside the SFHA	25 of 72
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Mar 2010 · 12 claims Severe Storms, Flooding And Mudslides, Aug 2000 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	94 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile USA.

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