45 Harborview Rd, Lewes, DE 19958 Property Records

Sussex County property record for 45 Harborview Rd, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,728 sqft · built 1985
Lot Size	0.392 acres (17,097 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Oct 2022)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`335-4.00-60.00`

Property Details

APN / Parcel Number

Primary APN	`335-4.00-60.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	17,097 sqft (0.392 acres)
Lot Dimensions	185 ft deep x 108 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 HARBORVIEW RD
City	LEWES
State	DE
Zip	19958-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	HARBORVIEW LOT 44
Legal Subdivision	LEWES
Legal Lot Number	44
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	2
Census Block	2003
Census Tract	50903

Owner

Source: Sussex County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 HARBORVIEW RD, LEWES, DE 19958-1245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage CAPITAL BANK
Oct 21, 2022	Deed, Transfer · Stand-Alone First Mortgage CAPITAL BANK NA
Jul 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Jun 16, 1999 · Amount on Record
Deed Document Number	202248248
Deed Book / Page	5794 / 78
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	45 HARBORVIEW RD, LEWES, DE 19958-1245
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0221770282
Date	Jan 10, 2024
Book Page	22177/282
Instrument	2024000000971

Lender

Name	CAPITAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Dec 29, 2033

Interest

Rate Type	Adjustable Rate

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Oct 21, 2022
Property Address	45 HARBORVIEW RD, LEWES, DE 19958-1245
Document Number	0057940078
Book / Page	5794 / 78
Instrument Date	Oct 21, 2022
Instrument	20220000048248
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18766 JOHN J WILLIAMS HWY # 134, 134, REHOBOTH BEACH, DE 19971-4417

Mortgage

Document Number	220000048249
Date	Oct 21, 2022
Instrument	220000048249

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2027
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Jul 20, 2018
Property Address	45 HARBORVIEW RD, LEWES, DE 19958-1245
Document Number	0049200227
Book / Page	004920 / 000227
Instrument Date	Jul 18, 2018
Instrument	26186
Transaction Type	Transfer
Record Updated	Oct 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HARBORVIEW RD LEWES DE 199581245, LEWES, DE 19958-1245

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Lewes City
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,383.00 (+0.14%)	$28,050 (-) Land $3,250 Building $24,800	$655,000 (+1,067.56%) Land $405,600 Building $249,400
2023	$1,381.00	$28,050 Land $3,250 Building $24,800	$56,100 Land $6,500 Building $49,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	162 units insured incl. 6 condo units
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWES BOARD OF PUBLIC WORKS serves 9,627 people · EPA ID DE0000602
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	22 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Shenandoah Telecommunications Company.

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