45 Harbor Rd, Winter Harbor, ME 04693 Property Records

Hancock County and Winter Harbor Town property record for 45 Harbor Rd, Winter Harbor, ME 04693

Property Summary

Property TypeSingle Family Home
Lot Size0.31 acres (13,504 sqft)
Owner2 Individuals on Record
Last Sale$412,000 (Oct 2023)
Tax Bill$2,104 (2024)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWNHR M:015 L:12

Property Details

APN / Parcel Number

Primary APNWNHR M:015 L:12
Alternative APN
  • 340

Exterior

Lot Area13,504 sqft (0.31 acres)

Location & Zoning

Account Number340
Street Address45 HARBOR RD
CityWINTER HARBOR
StateME
Zip04693-3443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number12
JurisdictionWINTER HARBOR ME
Township / Civil DivisionWINTER HARBOR
Census Block Group2
Census Block2009
Census Tract965800

Owner

Source: Hancock County and Winter Harbor Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address45 HARBOR RD, WINTER HARBOR, ME 04693-3443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2023 · Amount on Record
Deed SaleOct 19, 2023 · Amount on Record
Deed Document Number20232023012731
Deed Book / Page7294 / 415
Prior Transfer DateNov 20, 2018
Prior Transfer Doc0069340970
Record UpdatedSep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINTER HARBOR ME
Recording DateOct 19, 2023
Property Address45 HARBOR RD, WINTER HARBOR, ME 04693-3443
Document Number0072940415
Book / Page7294 / 415
Instrument DateOct 18, 2023
Instrument2023012731
Transaction TypeTransfer
Record UpdatedNov 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4156 CENTRAL SARASOTA PKWY APT 826, 826, SARASOTA, FL 34238-6623

Mortgage

Document Number2023012732
DateOct 19, 2023
Instrument2023012732
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hancock County and Winter Harbor Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionWinter Harbor Town
Unified School DistrictRegional School Unit 24 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2024$2,104.00 (+32.16%)$146,100 (-) Land $52,700 Building $93,400
2022$1,592.00$146,100 Land $52,700 Building $93,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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