45 Harbor Hill, Chamberlain, ME 04541 Property Records

Lincoln County and Bristol Town property record for 45 Harbor Hill, Chamberlain, ME 04541

Property Summary

Property Type	Single Family Home
Lot Size	6.68 acres (290,981 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,639 (2025)
Deeds & Mortgages	Dec 2020 Refinance Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`BRIL M:003 L:093-E`

Property Details

APN / Parcel Number

Primary APN	`BRIL M:003 L:093-E`
Alternative APNs	`M:003 L:093=E` `3656`

Exterior

Lot Area	290,981 sqft (6.68 acres)

Location & Zoning

Account Number	3656
Street Address	45 HARBOR HL
City	CHAMBERLAIN
State	ME
Zip	04541-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	93-E
Jurisdiction	BRISTOL ME
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2049
Census Tract	975600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Bristol Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 HARBOR HL, CHAMBERLAIN, ME 04541-3922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Aug 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL ME
Property Address	45 HARBOR HL, BRISTOL, ME 04539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056400284
Date	Dec 29, 2020
Book Page	5640/284
Instrument	69644

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL ME
Recording Date	Aug 23, 2019
Property Address	45 HARBOR HL, BRISTOL, ME 04539
Document Number	0054230215
Book / Page	005423 / 000215
Instrument Date	Aug 23, 2019
Instrument	53354
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1829 BRISTOL RD BRISTOL ME 045393511, BRISTOL, ME 04539-3511

Tax Assessment & Valuation

Source: Lincoln County and Bristol Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Bristol Town
Unified School District	Bristol (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,639.00 (+6.75%)	$698,800 (-) Land $134,000 Building $564,800
2024	$6,219.00 (+11.95%)	$698,800 (-) Land $134,000 Building $564,800
2023	$5,555.00 (+10.42%)	$698,800 (-) Land $134,000 Building $564,800
2022	$5,031.00	$698,800 Land $134,000 Building $564,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	39 units insured incl. 6 condo units
Nearby Flood Claims	13 (1978–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Tidewater O.P.E.N. Fiber	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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