Barnstable County and Bourne Town property record for 45 Harbor Dr, Pocasset, MA 02559
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,968 sqft · built 2012 |
| Lot Size | 0.886 acres (38,594 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,050,000 (Feb 2010) |
| Tax Bill | $18,777 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Apr 2022 Refinance + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | BOUR M:42.2 P:7 |
| Primary APN | BOUR M:42.2 P:7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,968 sqft Living Area |
| Gross Area | 4,594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,594 sqft (0.886 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8866 |
|---|---|
| Street Address | 45 HARBOR DR |
| City | POCASSET |
| State | MA |
| Zip | 02559-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Jurisdiction | BOURNE MA |
| Township / Civil Division | BOURNE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 14002 |
45 Harbor Dr is owned and occupied by an individual who bought it in February 2010.
Source: Barnstable County and Bourne Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 HARBOR DR, POCASSET, MA 02559-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK |
| Apr 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK |
| Jun 29, 2017 | Deed of Trust, Mortgage FIRST REPUBLIC BK |
| Jun 29, 2017 | Deed of Trust, Mortgage FIRST REPUBLIC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2010 · Amount on File |
| Deed Sale | Feb 19, 2010 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 45 HARBOR DR, POCASSET, MA 02559-1600 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 035060-281 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 35060/281 |
| Instrument | 20459 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 45 HARBOR DR, POCASSET, MA 02559-1600 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 035060-264 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 35060/264 |
| Instrument | 20458 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 45 HARBOR DR, POCASSET, MA 02559-1600 |
| Document Number | 30598-134 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 30598-134 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 030598/000134 |
| Instrument | 32798 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 45 HARBOR DR, POCASSET, MA 02559-1600 |
| Document Number | 30598-157 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 30598-157 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 030598/000157 |
| Instrument | 32799 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jun 29, 2042 |
The 2025 property tax bill for 45 Harbor Dr was $18,777, up 10.2% from the year before.
Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Bourne Town |
| Unified School District | Bourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,777.00 (+10.17%) | $2,404,200 (+13.13%) Land $1,349,500 Building $1,054,700 | $2,075,317 |
| 2024 | $17,044.00 (+3.42%) | $2,125,200 (+13.6%) Land $1,285,100 Building $840,100 | |
| 2023 | $16,481.00 | $1,870,700 Land $1,137,400 Building $733,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Harbor Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 236 (1978–2026) |
| Claims Outside the SFHA | 15 of 236 |
| Most Recent Claim | Feb 2026 · Severe Winter Storm And Snowstorm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.51 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures