Barnstable County and Barnstable Town City property record for 45 Harbor Bluff Rd, Hyannis, MA 02601
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,601 sqft · built 1972 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,195,000 (Sep 2020) |
| Tax Bill | $16,552 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | HYAN M:325 L:129 |
| Primary APN | HYAN M:325 L:129 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,601 sqft Living Area |
| Gross Area | 5,327 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 239209 |
|---|---|
| Street Address | 45 HARBOR BLUFF RD |
| City | HYANNIS |
| State | MA |
| Zip | 02601-4719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Lot Number | 129 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12502 |
45 Harbor Bluff Rd is owned by two individuals who acquired it in April 2021.
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 BEECH RD, WESTON, MA 02493-1914 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK |
| Apr 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Prior Sale | May 25, 2005 · Amount on File |
| Last Transfer Date | Apr 11, 2021 |
| Transfer Doc | 0001425728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Sep 30, 2020 |
| Property Address | 45 HARBOR BLUFF RD, HYANNIS, MA 02601-4719 |
| Document Number | 0001407584 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 1407584 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,812.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 BEECH RD WESTON MA 024931914, WESTON, MA 02493-1914 |
| Document Number | 1407585 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 1407585 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 45 HARBOR BLUFF RD, HYANNIS, MA 02601-4719 |
| Document Number | 0001343555 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0001343555 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 1343555 |
| Name | ROCKLAND TR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
The 2025 property tax bill for 45 Harbor Bluff Rd was $16,552, up 9.2% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,552.00 (+9.23%) | $1,785,500 (+6.63%) Land $780,900 Building $1,004,600 | $1,790,370 |
| 2024 | $15,154.00 (+10.44%) | $1,674,500 (+16.78%) Land $780,900 Building $893,600 | |
| 2023 | $13,722.00 | $1,433,900 Land $645,400 Building $788,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Harbor Bluff Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 98 individual policies |
| Nearby Flood Policies | 228 units insured incl. 130 condo units |
| Nearby Flood Claims | 42 (1978–2018) |
| Claims Outside the SFHA | 20 of 42 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Harbor Bluff Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HYANNIS WATER SYSTEM, TOWN OF BARNSTABLE serves 35,000 people · EPA ID MA4020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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