45 Hanover St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 45 Hanover St, Lynn, MA 01902

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 5 ba · 4,328 sqft · built 1890
Lot Size	0.118 acres (5,127 sqft)
Owner	2 Trust Names on File
Last Sale	$425,250 (Jul 2019)
Tax Bill	$12,531 (2025)
Deeds & Mortgages	May 2026 Transfer Feb 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`B:053 L:717 S:002`

Property Details

APN / Parcel Number

Primary APN	`B:053 L:717 S:002`
Alternative APN	`LYNN M:053 B:717 L:002`

Interior

Bedrooms	9 Beds
Full Baths	5 Baths
Total Rooms	19 Rooms
Units	4 Units
Stories	2 Stories
Building Area	4,328 sqft Living Area
Gross Area	7,126 sqft
Basement Area	1,703 sqft
Unfinished Basement	1,703 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,127 sqft (0.118 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	45 HANOVER ST
City	LYNN
State	MA
Zip	01902-4336
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R5
Legal Block	717
Legal Lot Number	2
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1010
Census Tract	206100

Owner

45 Hanover St, a residential property, is held in a trust since July 2019.

Source: Essex County and Lynn City records, as of September 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	790 SARATOGA ST, EAST BOSTON, MA 02128-3907
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST PRIORITY CREDIT UNION
May 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EAST CAMBRIDGE SAVINGS BANK
Jul 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 29, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Aug 29, 2018 · Amount on File
Deed Document Number	201920190722002470
Deed Book / Page	37684 / 257
Prior Transfer Date	May 23, 2019
Prior Transfer Doc	037684-257
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 12, 2026
Property Address	45 HANOVER ST, LYNN, MA 01902-4336
Document Number	043380-327
Book / Page	43380 / 327
Instrument Date	Mar 12, 2026
Instrument	20261740
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 SARATOGA ST, EAST BOSTON, MA 02128-3907

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	45 HANOVER ST, LYNN, MA 01902-4336
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038299-378
Date	Feb 28, 2020
Book Page	38299/378
Instrument	20200228006540

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	45 HANOVER ST, LYNN, MA 01902-4336
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040550-524
Date	Dec 6, 2021
Book Page	40550/524
Instrument	20211206004930

Lender

Name	FIRST PRIORITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	45 HANOVER ST, LYNN, MA 01902-4336
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040953-581
Date	May 24, 2022
Book Page	40953/581
Instrument	20220524001810

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 22, 2019
Property Address	45 HANOVER ST, LYNN, MA 01902-4336
Document Number	37684-257
Book / Page	037684 / 000257
Instrument Date	May 23, 2019
Instrument	1907222470
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,939.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 SARATOGA ST #2 EAST BOSTON MA 021281550, 2, EAST BOSTON, MA 02128-1550

August 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	LYNN MA
Recording Date	Aug 29, 2018
Property Address	45 HANOVER ST, LYNN, MA 01902-4336
Document Number	36974-217
Book / Page	036974 / 000217
Instrument Date	Aug 10, 2018
Instrument	1808294690
Transaction Type	Foreclosure
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Tax	$2,225.28
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 N TRYON ST CHARLOTTE NC 28255, CHARLOTTE, NC 28255
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 45 Hanover St was $12,531, up 0.4% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,531.00 (+0.39%)	$1,209,600 (+2.04%) Land $197,600 Building $1,012,000
2024	$12,482.00 (+16.68%)	$1,185,400 (+23.54%) Land $190,600 Building $994,800
2023	$10,698.00	$959,500 Land $150,200 Building $809,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Hanover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Hanover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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