Erie County and Lancaster Town property record for 45 Hanover St, Lancaster, NY 14086
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,310 sqft · built 2009 |
| Lot Size | 0.029 acres (1,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,900 (Aug 2019) |
| Tax Bill | $3,672 (2026) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 93.00-2-33.11/3605 |
| Primary APN | 145289 93.00-2-33.11/3605 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,310 sqft Living Area |
| 1st Floor Area | 690 sqft |
| 2nd Floor Area | 620 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,260 sqft (0.029 acres) |
| Lot Dimensions | 63 ft deep x 20 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 HANOVER ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-4445 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MFMU |
| Legal Subdivision | CENTRAL SQUARE VILLAS CONDOMINIUM |
| Legal Block | 2 |
| Legal Lot Number | 33.110 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 14208 |
45 Hanover St, a townhouse, is owned and occupied by an individual who bought it in August 2019.
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 HANOVER ST, LANCASTER, NY 14086-4445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2019 | Grant Deed, Transfer · Conventional with PMI KEYBANK USA |
| Sep 22, 2017 | Condominium Deed, Transfer CHICAGO TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on File |
| Deed Sale | Aug 13, 2019 · Amount on File |
| Prior Sale | Sep 22, 2017 · Amount on File |
| Deed Document Number | 2019171903 |
| Deed Book / Page | 11348 / 2806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 13, 2019 |
| Property Address | 45 HANOVER ST, LANCASTER, NY 14086-4445 |
| Document Number | 0113482806 |
| Book / Page | 011348 / 002806 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3759 TEACHERS LN #3 ORCHARD PARK NY 141272165, 3, ORCHARD PARK, NY 14127-2165 |
| Document Number | 139066370 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 013906/006370 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 22, 2017 |
| Property Address | 45 HANOVER ST, LANCASTER, NY 14086-4445 |
| Document Number | 0113192169 |
| Book / Page | 11319 / 2169 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 2017193634 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 HANOVER ST, 45, LANCASTER, NY 14086-4445 |
| Name | Verified Name |
|---|---|
| Address | 6 MATTHEWS DR, LANCASTER, NY 14086-1314 |
The 2026 property tax bill for 45 Hanover St was $3,672 with exemptions applied, down 22.5% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,672.00 (-22.47%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $4,736.00 (+174.87%) | $130,600 (-) Land $15,200 Building $115,400 | $204,063 (+12.49%) Land $23,750 Building $180,313 |
| 2024 | $1,723.00 Disabled Person's exemption Veteran's exemption | $130,600 (-) Land $15,200 Building $115,400 | $181,400 (+4.19%) Land $21,112 Building $160,288 |
| 2023 | Disabled Person's exemption Veteran's exemption | $130,600 Land $15,200 Building $115,400 | $174,100 Land $20,263 Building $153,837 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Hanover St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Hanover St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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