Essex County and Saugus Town property record for 45 Hammersmith Dr, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,802 sqft · built 1994 |
| Lot Size | 1.2 acres (52,276 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,753 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Oct 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:009-B B:0015 L:0010 |
| Primary APN | SAUG M:009-B B:0015 L:0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,802 sqft Living Area |
| Gross Area | 5,892 sqft |
| 1st Floor Area | 1,825 sqft |
| Basement Area | 1,825 sqft |
| Unfinished Basement | 1,825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,276 sqft (1.2 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 7232009 |
|---|---|
| Street Address | 45 HAMMERSMITH DR |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 15 |
| Legal Lot Number | 10 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 208402 |
Source: Essex County and Saugus Town records · APN SAUG M:009-B B:0015 L:0010
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 HAMMERSMITH DR, SAUGUS, MA 01906-4436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Oct 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Mar 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOAN LEADERS |
| Mar 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOAN LEADERS |
| Sep 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOAN LEADERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 12, 2020 |
| Transfer Doc | 0000617445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HAMMERSMITH DR, SAUGUS, MA 01906-4436 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000632667 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 632667 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HAMMERSMITH DR, SAUGUS, MA 01906-4436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000617446 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 617446 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HAMMERSMITH DR, SAUGUS, MA 01906-4436 |
| Document Number | 0000591491 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0000591491 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 591491 |
| Name | LOAN LEADERS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HAMMERSMITH DR, SAUGUS, MA 01906-4436 |
| Document Number | 0000591523 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 HAMMERSMITH DR SAUGUS MA 019064436, SAUGUS, MA 01906-4436 |
| Document Number | 0000591523 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 591523 |
| Name | LOAN LEADERS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 45 HAMMERSMITH DR, SAUGUS, MA 01906-4436 |
| Document Number | 0000587566 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000587566 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 587566 |
| Name | LOAN LEADERS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,753.00 (+2.47%) | $819,600 (+2.18%) Land $331,100 Building $488,500 | $983,630 |
| 2024 | $8,542.00 (+3.88%) | $802,100 (+9.83%) Land $320,200 Building $481,900 | |
| 2023 | $8,223.00 | $730,300 Land $260,700 Building $469,600 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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