45 Hamlet St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 45 Hamlet St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,199 sqft · built 1929
Lot Size	0.084 acres (3,672 sqft)
Owner	Trust Name on File
Last Sale	$445,000 (Apr 2004)
Tax Bill	$11,080 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit May 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31021`

Property Details

APN / Parcel Number

Primary APN	`31021`
Alternative APN	`ARLI M:044.0 B:0001 L:0011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,199 sqft Living Area
Gross Area	3,390 sqft
Basement Area	870 sqft
Unfinished Basement	217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1959
Architectural Style	Tudor
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,672 sqft (0.084 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	31021
Street Address	45 HAMLET ST
City	ARLINGTON
State	MA
Zip	02474-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	11
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	3
Census Block	3002
Census Tract	356300

Owner

45 Hamlet St is owner-occupied and held in a trust since May 2019.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	45 HAMLET ST, ARLINGTON, MA 02474-3225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 15, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2004 · Amount on File
Deed Sale	Apr 29, 2004 · Amount on File
Deed Document Number	2004103643
Deed Book / Page	42640 / 484
Last Transfer Date	May 8, 2019
Transfer Doc	72611-382
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	45 HAMLET ST, ARLINGTON, MA 02474-3225
Document Number	74066-481
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HAMLET ST ARLINGTON MA 024743225, ARLINGTON, MA 02474-3225

Mortgage

Document Number	74066-481
Date	Jan 31, 2020
Book Page	074066/000481
Instrument	15024

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	May 16, 2019
Property Address	45 HAMLET ST, ARLINGTON, MA 02474-3225
Document Number	72611-382
Book / Page	072611 / 000382
Instrument Date	May 8, 2019
Instrument	63887
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HAMLET ST ARLINGTON MA 024743225, ARLINGTON, MA 02474-3225

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	45 HAMLET ST, ARLINGTON, MA 02474-3225
Document Number	71519-148
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HAMLET ST ARLINGTON MA 024743225, ARLINGTON, MA 02474-3225

Mortgage

Document Number	71519-148
Date	Aug 24, 2018
Book Page	071519/000148
Instrument	130051

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	45 HAMLET ST, ARLINGTON, MA 02474-3225
Document Number	69452-501
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69452-501
Date	Jun 19, 2017
Book Page	069452/000501
Instrument	92004

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45 Hamlet St was $11,080, down 0.7% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,080.00 (-0.72%)	$1,038,400 (+0.21%) Land $551,300 Building $481,600	$1,262,236 (+1.01%)
2025	$11,160.00 (+5.2%)	$1,036,200 (+3.44%) Land $551,300 Building $484,900	$1,249,630 (-9.18%)
2024	$10,608.00	$1,001,700 Land $524,800 Building $476,900	$1,375,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Hamlet St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Hamlet St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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