45 Halo Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 45 Halo Ln, Murphy, NC 28906

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.64 acres (114,998 sqft)
Owner	Individual Name on Record
Tax Bill	$93 (2025)
Deeds & Mortgages	Jan 2025 Construction Loan Jan 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`458400498588000`

Property Details

APN / Parcel Number

Primary APN	`458400498588000`
Alternative APNs	`37534` `63230`

Exterior

Lot Area	114,998 sqft (2.64 acres)
Lot Width	589 ft Width

Location & Zoning

Account Number	63230
Street Address	45 HALO LN
City	MURPHY
State	NC
Zip	28906-6158
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	FR NIX & STILES 1462/725
Legal Phase	526
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1047
Census Tract	930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2100 EBENEZER RD, MURPHY, NC 28906-6613
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2025	Deed of Trust, Mortgage · Construction Mortgage UNION HOME MORTGAGE CORP
Jan 6, 2025	Warranty Deed, Transfer
Dec 3, 2024	Intrafamily Transfer, Transfer
Sep 26, 2024	Warranty Deed, Transfer
Jul 19, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2025
Deed Sale	Jan 6, 2025
Prior Sale	Dec 3, 2024
Deed Document Number	34
Deed Book / Page	1770 / 1084
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	45 HALO LN, MURPHY, NC 28906-6158
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 EBENEZER RD, MURPHY, NC 28906-6613

Mortgage

Document Number	01771/1319
Date	Jan 30, 2025
Book Page	1771/1319
Instrument	391

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 6, 2025
Property Address	45 HALO LN, MURPHY, NC 28906-6158
Document Number	01770/1084
Book / Page	1770 / 1084
Instrument Date	Dec 20, 2024
Instrument	34
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2100 EBENEZER RD, MURPHY, NC 28906-6613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 EBENEZER RD, MURPHY, NC 28906-6613

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Dec 3, 2024
Property Address	45 HALO LN, MURPHY, NC 28906-6158
Document Number	01768/1434
Book / Page	1768 / 1434
Instrument Date	Oct 8, 2024
Instrument	5941
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	568 EBENEZER RD, MURPHY, NC 28906-7594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 EBENEZER RD, MURPHY, NC 28906-7594

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 26, 2024
Property Address	45 HALO LN, MURPHY, NC 28906-6158
Document Number	001765/405
Book / Page	1765 / 405
Instrument Date	Sep 25, 2024
Instrument	4905
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$14.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2100 EBENEZER RD, MURPHY, NC 28906-6613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 EBENEZER RD, MURPHY, NC 28906-7594

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 19, 2024
Property Address	45 HALO LN, MURPHY, NC 28906-6158
Document Number	001760/909
Book / Page	1760 / 909
Instrument Date	Jul 1, 2024
Instrument	3527
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 NIX RD, MURPHY, NC 28906-7457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2100 EBENEZER RD, MURPHY, NC 28906-6613

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$93.00	$14,030 (-13.56%)	$14,030 (-13.56%) Land $14,030
2023		$16,230	$16,230 Land $16,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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