McDowell County property record for 45 Half Timber Dr, Marion, NC 28752 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 720 sqft · built 1985 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Jul 2013) |
| Tax Bill | $671 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0795-00-40-5898 |
| Primary APN | 0795-00-40-5898 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 720 sqft Heated Area |
| Interior Walls | Plywood |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 104,980 sqft (2.41 acres) |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 56946 |
|---|---|
| Street Address | 45 HALF TIMBER DR |
| City | MARION |
| State | NC |
| Zip | 28752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NORTH COVE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 970101 |
Source: McDowell County records · APN 0795-00-40-5898
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 53 HALF TIMBER DR, MARION, NC 28752-5902 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2013 · Amount on Record |
| Deed Sale | Jul 01, 2013 · Amount on Record |
| Deed Document Number | 0001107334 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Apr 10, 2026 |
| Property Address | 45 HALF TIMBER DR, MARION, NC 28752 |
| Document Number | 0000001682 |
| Book / Page | 1534 / 612 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20261682 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 53 HALF TIMBER DR, MARION, NC 28752-5902 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001682, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 1534/612 |
| Instrument | 20261682 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $671.00 | $94,810 (-) Land $25,000 Building $69,810 | |
| 2023 | $671.00 | $94,810 Land $25,000 Building $69,810 | $94,810 Land $25,000 Building $69,810 |
Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119701011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Wildfire Risk | Moderate above 50% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 971 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE only, no 5G reported
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