45 Hackett Ave, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 45 Hackett Ave, Albany, NY 12205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,484 sqft · built 1950
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Feb 2012)
Tax Bill$5,191 (2026)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN012689 42.3-2-10

Property Details

APN / Parcel Number

Primary APN012689 42.3-2-10
Alternative APNs
  • 268904200300020100000000
  • 04200300020100000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,484 sqft Living Area
1st Floor Area908 sqft
Upper Floors Area576 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area60 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04200300020100000000
Street Address45 HACKETT AVE
CityALBANY
StateNY
Zip12205-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal Description20-81-30-82 N-47 E-100 S-117-18
Legal Block2
Legal Lot Number10.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group3
Census Block3000
Census Tract14001

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 HACKETT AVE, ALBANY, NY 12205-2701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2012 · Amount on Record
Deed SaleFeb 6, 2012 · Amount on Record
Deed Document Number201211083433
Deed Book / Page3025 / 476
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address45 HACKETT AVE, ALBANY, NY 12205-2701
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007088
DateApr 12, 2019
InstrumentR2019-07088
Lender
NameMETRO CITY BANK
TypeBank
AddressATLANTA, GA 30340
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2024
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change7.62%
Index1-Year CMT
Max Rate11.6%

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,191.00 (-3.87%)
2025$5,400.00 (+10.14%)$115,000 (-) Land $28,800 Building $86,200$263,200 (+16.72%) Land $65,914 Building $197,286
2023$115,000 (-) Land $28,800 Building $86,200$225,500 (+9.32%) Land $56,473 Building $169,027
2022$115,000 Land $28,800 Building $86,200$206,278 Land $51,659 Building $154,619
2021$4,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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