Warren County property record for 45 Guard Hill Rd, Middletown, VA 22645
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10/31/C |
| Primary APN | 10/31/C |
|---|---|
| Alternative APN |
|
| Lot Area | 15,246 sqft (0.35 acres) |
|---|---|
| Terrain | Rolling |
| Account Number | 921 |
|---|---|
| Old Parcel Number | 10 31C |
| Street Address | 45 GUARD HILL RD |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-3659 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | A |
| Legal Description | RIKER |
| Legal Subdivision | NORTH RIVER-COUNTY |
| Jurisdiction | WARREN VA |
| Township / Civil Division | NORTH RIVER |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 20200 |
45 Guard Hill Rd, residential vacant land, is owned by an individual.
Source: Warren County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 GUARD HILL RD, MIDDLETOWN, VA 22645-3662 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| May 9, 2022 | Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 19, 2017 | Deed of Trust, Mortgage · VA Mortgage MILEND INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 45 GUARD HILL RD, MIDDLETOWN, VA 22645-3659 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0260000089 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 260000089 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | May 9, 2022 |
| Property Address | 45 GUARD HILL RD, MIDDLETOWN, VA 22645-3659 |
| Document Number | 0220003017 |
| Map Reference | MB 1448 PG 13 |
| Instrument Date | May 5, 2022 |
| Instrument | 220003017 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | OLD TOWNE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 GUARD HILL RD, MIDDLETOWN, VA 22645-3662 |
| Document Number | 0220003018 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 220003018 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 45 GUARD HILL RD, MIDDLETOWN, VA 22645-3659 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170003738 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 170003738 |
| Name | MILEND INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ATLANTA, GA 30350 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 45 Guard Hill Rd was $14, up 27.3% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14.00 (+27.27%) | $2,500 (-) Land $2,500 | |
| 2025 | $11.00 (-8.33%) | $2,500 (-) Land $2,500 | $2,500 (-) Land $2,500 |
| 2024 | $12.00 | $2,500 (-) Land $2,500 | $2,500 (-) Land $2,500 |
| 2023 | $2,500 Land $2,500 | $2,500 Land $2,500 | |
| 2022 | $12.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Guard Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Guard Hill Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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