45 Greenleaf Ln, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 45 Greenleaf Ln, Buffalo, NY 14225

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,378 sqft · built 1952
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Mar 2005)
Tax Bill	$5,828 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Jan 2023 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`143089 102.37-3-14`

Property Details

APN / Parcel Number

Primary APN	`143089 102.37-3-14`
Alternative APNs	`30891023700003014000` `006 0222000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,048 sqft
Upper Floors Area	330 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	006 0222000
Street Address	45 GREENLEAF LN
City	BUFFALO
State	NY
Zip	14225-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 1769 SL 14
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	3
Legal Lot Number	14.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2008
Census Tract	10500

Owner

45 Greenleaf Ln is owned and occupied by an individual who bought it in March 2005.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	45 GREENLEAF LN, BUFFALO, NY 14225-4523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 6, 2019	Deed of Trust, Mortgage · Conventional with PMI AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2005 · Amount on File
Deed Sale	Mar 21, 2005 · Amount on File
Deed Document Number	2005958
Deed Book / Page	11092 / 5301
Prior Transfer Date	Mar 5, 2005
Prior Transfer Doc	0000000958
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	45 GREENLEAF LN, CHEEKTOWAGA, NY 14225-4523
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GREENLEAF LN, CHEEKTOWAGA, NY 14225-4523

Mortgage

Document Number	0141876653
Date	Jan 16, 2026
Book Page	14187/6653
Instrument	2026010246

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2036

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	45 GREENLEAF LN, CHEEKTOWAGA, NY 14225-4523
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GREENLEAF LN, BUFFALO, NY 14225-4523

Mortgage

Document Number	0140807572
Date	Jan 19, 2023
Book Page	14080/7572
Instrument	2023010368

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 10, 2033

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	45 GREENLEAF LN, CHEEKTOWAGA, NY 14225-4523
Document Number	0138877276
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GREENLEAF LN CHEEKTOWAGA NY 142254523, CHEEKTOWAGA, NY 14225-4523

Mortgage

Document Number	0138877276
Date	Feb 19, 2019
Book Page	013887/007276

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 18, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 45 Greenleaf Ln was $5,828 with exemptions applied, up 112.2% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,828.00 (+112.16%) Homeowner's exemption Senior Citizen's exemption
2025	$2,747.00 (-42.37%)	$152,000 (-) Land $9,000 Building $143,000	$202,667 (+6.67%) Land $12,000 Building $190,667
2024	$4,767.00 Homeowner's exemption Senior Citizen's exemption	$152,000 (-) Land $9,000 Building $143,000	$190,000 (+13.75%) Land $11,250 Building $178,750
2023	Homeowner's exemption Senior Citizen's exemption	$152,000 Land $9,000 Building $143,000	$167,033 Land $9,890 Building $157,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Greenleaf Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Greenleaf Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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