Providence City property record for 45 Gray St, Providence, RI 02909 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,218 sqft Living Area |
| Lot Size | 4,050 sqft (0.093 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2018) |
| Tax Bill | $2,701.00 (2025) |
| Primary APN | PROV M:95 L:247 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,218 sqft Living Area |
| Gross Area | 2,620 sqft Gross Area |
| 1st Floor | 812 sqft 1st Floor |
| Attic Area | 812 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 812 sqft Basement |
| Unfinished Basement | 812 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,050 sqft (0.093 acres) |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 43010 |
|---|---|
| Street Address | 45 GRAY ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02909-4013 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 247 |
| Jurisdiction | PROVIDENCE RI |
| Minor Civil Division | PROVIDENCE |
| Census Blockgroup | 4 |
| Census Block | 4011 |
| Census Tract | 2102 |
Source: Providence City records · APN PROV M:95 L:247
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 GRAY ST, PROVIDENCE, RI 02909-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| Aug 21, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on Record |
| Deed Sale | Aug 21, 2018 · Amount on Record |
| Prior Sale | Sep 08, 2014 · Amount on Record |
| Deed Doc Number | 2018207557 |
| Deed Book / Page | 12133 / 18 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 45 GRAY ST, PROVIDENCE, RI 02909-4013 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13229-176 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 13229/176 |
| Instrument | 2021294634 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Aug 21, 2018 |
| Property Address | 45 GRAY ST, PROVIDENCE, RI 02909-4013 |
| Document Number | 12133-18 |
| Book / Page | 012133 / 000018 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 207557 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 GRAY ST PROVIDENCE RI 029094013, PROVIDENCE, RI 02909-4013 |
| Document Number | 12133-20 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 012133/000020 |
| Instrument | 207558 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
Source: Providence City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,701.00 (-40.72%) | $321,600 (+29.52%) Land $128,100 Building $193,500 |
| 2023 | $4,556.00 (+3.08%) | $248,300 (-) Land $74,000 Building $174,300 |
| 2022 | $4,420.00 | $248,300 Land $74,000 Building $174,300 |
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