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45 Grant St, Oswego, IL 60543 Property Records

Kendall County property record for 45 Grant St, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,572 sqft · built 1947
Lot Size0.412 acres (17,965 sqft)
Owner2 Company Names on Record
Last Sale$313,000 (Aug 2021)
Tax Bill$6,766 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jul 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-17-404-010

Property Details

APN / Parcel Number

Primary APN03-17-404-010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,572 sqft Living Area
Gross Area1,772 sqft
1st Floor Area1,572 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area17,965 sqft (0.412 acres)
Lot Dimensions132 ft deep x 132 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address45 GRANT ST
CityOSWEGO
StateIL
Zip60543-9080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 8 & 9 BLK 12 PARK ADDN VILLAGE OF OSWEGO
Legal SubdivisionPARK ADDN
Legal Block12
Legal Lot Number8,9
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1004
Census Tract890106

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address45 GRANT ST, OSWEGO, IL 60543-9080
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 26, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
May 1, 2017Warranty Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2021 · Amount on Record
Deed SaleAug 23, 2021 · Amount on Record
Prior SaleMay 1, 2017 · Amount on Record
Deed Document Number202122114
Prior Transfer DateJun 24, 2019
Prior Transfer Doc0000010253
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateAug 23, 2021
Property Address45 GRANT ST, OSWEGO, IL 60543-9080
Document Number0000022114
Instrument DateAug 12, 2021
Instrument202100022114
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$313.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address45 GRANT ST, OSWEGO, IL 60543-9080

Mortgage

Document Number0000022115
DateAug 23, 2021
Instrument202100022115
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036
Interest
Rate TypeFixed Rate
Rate2.05%

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateJul 26, 2019
Property Address45 GRANT ST, OSWEGO, IL 60543-9080
Document Number0000010253
Instrument DateJun 24, 2019
Instrument10253
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address45 GRANT ST OSWEGO IL 605439080, OSWEGO, IL 60543-9080

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateMay 1, 2017
Property Address45 GRANT ST, OSWEGO, IL 60543-9080
Document Number0000006504
Instrument DateApr 14, 2017
Instrument6504
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$219.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address306 BLAZINGSTAR CT NAPERVILLE IL 60564, NAPERVILLE, IL 60564

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$103,604 (+44.21%) Land $27,928 Building $75,676$310,812 (+44.21%) Land $83,784 Building $227,028
2024$6,766.00
2022$71,842 Land $19,366 Building $52,476$215,526 Land $58,098 Building $157,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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