45 Granite St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 45 Granite St, Gloucester, MA 01930

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,630 sqft · built 1900
Lot Size0.05 acres (2,180 sqft)
OwnerCompany Name on Record
Last Sale$230,250 (Dec 2016)
Tax Bill$4,506 (2025)
Deeds & MortgagesNov 2020 Transfer
Flood ZoneZone X (minimal risk)
APNGLOU M:0005 B:0020 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0005 B:0020 L:0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area1,630 sqft Living Area
Gross Area2,616 sqft
1st Floor Area805 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,180 sqft (0.05 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address45 GRANITE ST
CityGLOUCESTER
StateMA
Zip01930-3456
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-5
Legal Block20
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group1
Census Block1003
Census Tract221700

Owner

Source: Essex County and Gloucester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address38 OLD CART RD, SOUTH HAMILTON, MA 01982-2517
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2016 · Amount on Record
Deed SaleDec 1, 2016 · Amount on Record
Prior SaleJul 25, 2008 · Amount on Record
Deed Book / Page35491 / 509
Last Transfer DateOct 27, 2020
Transfer Doc39140-448
Record UpdatedJun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateNov 3, 2020
Property Address45 GRANITE ST, GLOUCESTER, MA 01930-3456
Document Number39140-448
Book / Page039140 / 000448
Instrument DateOct 27, 2020
Instrument3006290
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address38 OLD CART RD SOUTH HAMILTON MA 019822517, SOUTH HAMILTON, MA 01982-2517

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,506.00 (+1.85%)$463,600 (+1.96%) Land $119,500 Building $344,100
2024$4,424.00$454,700 Land $113,800 Building $340,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies31 units insured
incl. 12 condo units
Nearby Flood Claims5 (2006–2024)
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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