Hamilton County property record for 45 Granite Dr, Carmel, IN 46032 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1983 |
| Square Footage | 1,848 sqft Living Area |
| Lot Size | 16,988 sqft (0.389 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,276.00 (2024) |
| Primary APN | 29-09-24-206-045.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 1,848 sqft Living Area |
| 1st Floor | 1,848 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other Style |
| Roof Material | Asphalt Roof |
| Lot Area | 16,988 sqft (0.389 acres) |
| Depth X Width | 213 ft x 72 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Pool Area | 560 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 336 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1609240206045000 |
|---|---|
| Street Address | 45 GRANITE DR |
| City | CARMEL |
| State | IN |
| Zip | 46032-5206 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 24, TOWNSHIP 18, RANGE 3, STONEHEDGE ESTATES, SECTION 4, LOT 45, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 24 |
| Legal Subdivision | STONERIDGE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 45 |
| Jurisdiction | HAMILTON IN |
| Minor Civil Division | CLAY |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 110906 |
Source: Hamilton County records · APN 29-09-24-206-045.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 45 GRANITE DR, CARMEL, IN 46032-5206 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Dec 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Sep 02, 2004 |
| Last Transfer Date | Nov 27, 2012 |
| Transfer Doc | 0000072872 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 45 GRANITE DR, CARMEL, IN 46032-5206 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 45 GRANITE DR, CARMEL, IN 46032-5206 |
| Document Number | 0000034752 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022034752 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 357 Months |
| Due | Apr 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 45 GRANITE DR, CARMEL, IN 46032-5206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000089951 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 2020089951 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $362,300 (+16.72%) Land $87,800 Building $274,500 | $362,300 (+16.72%) Land $87,800 Building $274,500 | |
| 2024 | $3,276.00 (+11.2%) | $310,400 (+7.63%) Land $87,800 Building $222,600 | $310,400 (+7.63%) Land $87,800 Building $222,600 |
| 2023 | $2,946.00 (+8.95%) | $288,400 (+18.2%) Land $59,800 Building $228,600 | $288,400 (+18.2%) Land $59,800 Building $228,600 |
| 2022 | $2,704.00 | $244,000 Land $59,800 Building $184,200 | $244,000 Land $59,800 Building $184,200 |
Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 32% of Indiana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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