45 Grand Rivage Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 45 Grand Rivage Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,331 sqft · built 2023
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$824,100 (Mar 2023)
Tax Bill	$8,787 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027971-6310`

Property Details

APN / Parcel Number

Primary APN	`027971-6310`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,331 sqft Living Area
Gross Area	3,999 sqft
1st Floor Area	2,735 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	256 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 GRAND RIVAGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109/1-45 SILVER LANDING LOT 631 OR5729/1148
Legal Range	28
Legal Township	06
Legal Section	38
Legal Subdivision	SILVER LANDING
Legal Block	1
Legal Lot Number	631
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4005
Census Tract	20908

Owner

45 Grand Rivage Dr is owned and occupied by two individuals who bought it in March 2023.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 GRAND RIVAGE DR, SAINT AUGUSTINE, FL 32092-3381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Deed Document Number	202322468
Deed Book / Page	5729 / 1148
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 27, 2023
Property Address	45 GRAND RIVAGE DR, SAINT AUGUSTINE, FL 32092-3381
Document Number	0057291148
Book / Page	5729 / 1148
Map Reference	MB 109 PG 1-45
Instrument Date	Mar 17, 2023
Instrument	2023022468
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	COWFORD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,768.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12276 SAN JOSE BLVD STE 120, 120, JACKSONVILLE, FL 32223-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GRAND RIVAGE DR, ST AUGUSTINE, FL 32092-3381

Mortgage

Document Number	0057291150
Date	Mar 27, 2023
Instrument	5729/1150

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 45 Grand Rivage Dr was $8,787 with a homeowner's exemption, up 13.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,748 (+0.06%) Land $130,000 Building $536,748	$666,748 (-1.06%) Land $130,000 Building $536,748
2025	$8,787.00 (+13.21%) Homeowner's exemption	$666,356 (+4.42%)	$673,918 (+5.61%) Land $130,000 Building $543,918
2024	$7,762.00 (+370.42%) Homeowner's exemption	$638,133 (+480.12%)	$638,133 (+480.12%) Land $135,000 Building $503,133
2023	$1,650.00 (+21.23%)	$110,000 (+3.38%)	$110,000 (+3.38%) Land $110,000
2022	$1,361.00	$106,400	$106,400 Land $106,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Grand Rivage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Grand Rivage Dr is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20