45 Grace St, Cranston, RI 02910 Property Records

Cranston City property record for 45 Grace St, Cranston, RI 02910

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,740 sqft · built 1920
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jul 2022)
Tax Bill	$5,703 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:6-2 L:211 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:6-2 L:211 U`
Alternative APNs	`M:6=2 L:211 U` `4206525` `3329235`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
Gross Area	4,108 sqft
1st Floor Area	930 sqft
Attic	Attic
Attic Area	810 sqft
Basement Area	930 sqft
Unfinished Basement	358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	3329235
Street Address	45 GRACE ST
City	CRANSTON
State	RI
Zip	02910-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Lot Number	211
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	2
Census Block	2013
Census Tract	13701

Owner

45 Grace St is owned and occupied by two individuals who bought it in July 2022.

Source: Cranston City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 GRACE ST, CRANSTON, RI 02910-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
May 2, 2017	Warranty Deed, Transfer · ARM HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	202291280
Deed Book / Page	6523 / 325
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Jul 20, 2022
Property Address	45 GRACE ST, CRANSTON, RI 02910-2009
Document Number	006523-325
Book / Page	6523 / 325
Instrument Date	Jul 18, 2022
Instrument	91280
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000091290
Date	Jul 20, 2022
Instrument	91290

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	May 2, 2017
Property Address	45 GRACE ST, CRANSTON, RI 02910-2009
Document Number	5405-60
Book / Page	5405 / 60
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	54050062
Date	May 2, 2017
Instrument	05405/0062

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Max Rate At Change	50.1%
Max Rate	3.13%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Grace St was $5,703.

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,703.00	$410,900 Land $106,100 Building $304,800	$472,164
2023	$5,462.00 (+2.11%)	$289,000 (-) Land $73,200 Building $215,800
2022	$5,349.00	$289,000 Land $73,200 Building $215,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Grace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Grace St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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