45 Goldthwait St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 45 Goldthwait St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,332 sqft · built 1900
Lot Size	0.093 acres (4,055 sqft)
Owner	2 Individual Names on File
Last Sale	$157,900 (Dec 2000)
Tax Bill	$5,005 (2025)
Deeds & Mortgages	Dec 2022 Refinance Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:085 L:488 S:032`

Property Details

APN / Parcel Number

Primary APN	`B:085 L:488 S:032`
Alternative APN	`LYNN M:085 B:488 L:032`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
Gross Area	2,322 sqft
Basement Area	774 sqft
Unfinished Basement	774 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,055 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	45 GOLDTHWAIT ST
City	LYNN
State	MA
Zip	01902-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	488
Legal Lot Number	32
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3008
Census Tract	205200

Owner

45 Goldthwait St is owned and occupied by two individuals who acquired it in July 2021.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 GOLDTHWAIT ST, LYNN, MA 01902-2613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU
Sep 27, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST FEDERAL BANK
Feb 15, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST FEDERAL BANK
Oct 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2000 · Amount on File
Deed Sale	Dec 20, 2000 · Amount on File
Last Transfer Date	Jul 22, 2021
Transfer Doc	40318-76
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	45 GOLDTHWAIT ST, LYNN, MA 01902-2613
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041364-365
Date	Dec 21, 2022
Book Page	41364/365
Instrument	20221221000820

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 27, 2021
Property Address	45 GOLDTHWAIT ST, LYNN, MA 01902-2613
Document Number	40318-76
Book / Page	40318 / 76
Instrument Date	Jul 22, 2021
Instrument	20210927004510
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 GOLDTHWAIT ST, LYNN, MA 01902-2613

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	45 GOLDTHWAIT ST, LYNN, MA 01902-2613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36845-218
Date	Jul 6, 2018
Book Page	36845/218
Instrument	180706003090

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	45 GOLDTHWAIT ST, LYNN, MA 01902-2613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37333-205
Date	Feb 15, 2019
Book Page	37333/205
Instrument	20190215005090

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	45 GOLDTHWAIT ST, LYNN, MA 01902-2613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39016-505
Date	Oct 2, 2020
Book Page	39016/505
Instrument	20201002006550

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45 Goldthwait St was $5,005, up 3.9% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,005.00 (+3.92%)	$483,100 (+5.62%) Land $196,200 Building $286,900	$464,550
2024	$4,816.00 (+3.28%)	$457,400 (+9.37%) Land $186,900 Building $270,500
2023	$4,663.00	$418,200 Land $182,200 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Goldthwait St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Goldthwait St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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