45 Gladys Dr, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 45 Gladys Dr, Spring Valley, NY 10977

Property Summary

Property Type	Condominium
Details	1 bd · 2 ba · 1,112 sqft · built 1972
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Dec 2022)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392605 57.69-1-1.-2504`

Property Details

APN / Parcel Number

Primary APN	`392605 57.69-1-1.-2504`
Alternative APNs	`260505706900010010002504` `00322850000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,112 sqft Living Area
1st Floor Area	556 sqft
2nd Floor Area	556 sqft

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	871 sqft (0.019 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00322850000
Old Parcel Number	260505706900010010002504
Street Address	45 GLADYS DR
City	SPRING VALLEY
State	NY
Zip	10977-6026
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	2
Legal Description	LOT:1.000 BLK:1 SEC:57.69 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY
Legal Subdivision	COUNTRY VILLAGE HEIGHTS CONDO
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1009
Census Tract	12401

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45 GLADYS DR, SPRING VALLEY, NY 10977-6026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 29, 2020	Grant Deed, Transfer · Conventional Mortgage FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	0202243249
Deed Book / Page	2022 / 43249
Record Updated	Jun 8, 2026

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Dec 14, 2022
Property Address	45 GLADYS DR, SPRING VALLEY, NY 10977-6026
Document Number	0000043249
Map Reference	LB 914 PG 46
Instrument Date	Dec 6, 2022
Instrument	2022-00043249
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	LAND TRACK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 GLADYS DR, SPRING VALLEY, NY 10977-6026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 BATES DR, MONSEY, NY 10952-2888

Mortgage

Document Number	0000043250
Date	Dec 14, 2022
Instrument	2022-00043250

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jan 29, 2020
Property Address	45 GLADYS DR, SPRING VALLEY, NY 10977-6026
Document Number	0000003557
Instrument Date	Jan 24, 2020
Instrument	3557
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	JODA ABSTRACT LLC, JODA ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,218.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WITZEL CT MONSEY NY 109522848, MONSEY, NY 10952-2848

Mortgage

Document Number	3558
Date	Jan 29, 2020
Instrument	3558

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Spring Valley Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$16,165 (+1.25%) Land $4,700 Building $11,465	$208,312 (+686.08%) Land $60,567 Building $147,745
2023	$15,965 Land $4,700 Building $11,265	$26,500 Land $7,801 Building $18,699

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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