Flathead County property record for 45 Glacier Cir, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,914 sqft · built 2017 |
| Lot Size | 0.297 acres (12,937 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,137,150 (Jan 2026) |
| Tax Bill | $7,748 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0746399 |
| Primary APN | R0746399 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,914 sqft Living Area |
| 1st Floor Area | 2,993 sqft |
| Attic | Attic |
| Attic Area | 921 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,937 sqft (0.297 acres) |
| Garage Area | 944 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000007698 |
|---|---|
| Street Address | 45 GLACIER CIR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLACIER COMMONS SUB, S31, T29 N, R21 W, LOT 18, ASSR #0000007698 |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 31 |
| Legal Subdivision | GLACIER COMMONS SUB |
| Legal Lot Number | 18 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 801 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA |
| Jan 30, 2026 | Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM |
| Sep 22, 2023 | Deed of Trust, Mortgage · Line of Credit GLACIER BANK |
| Nov 17, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THREE RIVERS BANK OF MONTANA |
| Sep 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Aug 18, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 23, 2017 | Warranty Deed, Transfer · Commercial Mortgage GLACIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Sep 4, 2020 · Amount on Record |
| Deed Document Number | 20262065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Name | Verified Name |
|---|---|
| Address | 10936 FREE FLOW PL, LAS VEGAS, NV 89138-6165 |
| Document Number | 202600002066 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 202600002066 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 30, 2026 |
| Property Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Document Number | 202600002065 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 202600002065 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | NOT AVAILABLE, ATEC |
| Name | Verified Name |
|---|---|
| Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Investor | Possibly a Property Investor |
| Document Number | 202300016868 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 202300016868 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201700028671 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 201700028671 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 4, 2020 |
| Property Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Document Number | 202000028853 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 202000028853 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Investor | Possibly a Property Investor |
| Document Number | 202000028854 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 202000028854 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 18, 2017 |
| Property Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Document Number | 201700020207 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 201700020207 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Document Number | 201700020208 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 201700020208 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Mar 23, 2017 |
| Property Address | 45 GLACIER CIR, KALISPELL, MT 59901-2120 |
| Document Number | 201700005988 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 201700005988 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 690 N MERIDIAN RD STE 103, 103, KALISPELL, MT 59901-3508 |
| Document Number | 201700005989 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 201700005989 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,748.00 (+1.76%) | $1,216,000 (-) | |
| 2025 | $7,614.00 (-20.1%) | $1,216,000 (+27.73%) | $1,216,000 (+27.73%) Land $165,404 Building $1,050,596 |
| 2023 | $9,530.00 | $952,000 | $952,000 Land $138,068 Building $813,932 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Also Mapped Here | KALISPELL PUBLIC WORKS |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
May also be available: Blackfoot Telephone Cooperative, InterBel Telephone Cooperative, MontanaSky Networks.
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