45 Gingerplum Ln, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 45 Gingerplum Ln, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,442 sqft · built 1989
Lot Size	0.46 acres (20,038 sqft)
Owner	Trust Name on Record
Last Sale	$858,000 (May 2022)
Tax Bill	$5,626 (2025)
Deeds & Mortgages	Apr 2021 Refinance May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`EAST M:0018 L:0127`

Property Details

APN / Parcel Number

Primary APN	`EAST M:0018 L:0127`
Alternative APN	`5595`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,442 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5595
Street Address	45 GINGERPLUM LN
City	EASTHAM
State	MA
Zip	02642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	127
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	1
Census Block	1013
Census Tract	10304

Owner

Source: Barnstable County and Eastham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	31 KINNAIRD ST, CAMBRIDGE, MA 02139-3127
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
May 20, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Sep 14, 2004 · Amount on Record
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	45 GINGERPLUM LN, EASTHAM, MA 02642
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001426621
Date	Apr 26, 2021
Instrument	1426621

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	May 20, 2022
Property Address	45 GINGERPLUM LN, EASTHAM, MA 02642
Document Number	0001459554
Instrument Date	May 20, 2022
Instrument	1459554
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 KINNAIRD ST, CAMBRIDGE, MA 02139-3127

Mortgage

Document Number	0001459555
Date	May 20, 2022
Instrument	1459555

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	45 GINGERPLUM LN, EASTHAM, MA 02642
Document Number	0001346587
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 GINGERPLUM LN EASTHAM MA 02642, EASTHAM, MA 02642

Mortgage

Document Number	0001346587
Date	May 21, 2018
Instrument	1346587

Lender

Name	CAPE COD FIVE CENT BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 20, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,626.00 (+12.36%)	$729,700 (+2.17%) Land $263,500 Building $466,200	$935,180
2024	$5,007.00 (+8.73%)	$714,200 (+12.28%) Land $255,800 Building $458,400
2023	$4,605.00	$636,100 Land $236,900 Building $399,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	16 (1987–2023)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Feb 2023 · rainfall accumulation
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2022 · 2 claims Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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