Coventry Town property record for 45 Ginger Trl, Coventry, RI 02816 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,740 sqft Living Area |
| Lot Size | 23,522 sqft (0.54 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $639,900 (2025) |
| Tax Bill | $6,851.00 (2025) |
| Primary APN | 14-0001-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 3,352 sqft Gross Area |
| 1st Floor | 870 sqft 1st Floor |
| Basement Area | 870 sqft Basement |
| Unfinished Basement | 870 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Type | Attached Garage |
| Pool Type | In-Ground Pool Pool Type |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 14-0001-09 |
|---|---|
| Street Address | 45 GINGER TRL |
| City | COVENTRY |
| State | RI |
| Zip | 02816-8263 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 60 |
| Jurisdiction | COVENTRY RI |
| Minor Civil Division | COVENTRY |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 20601 |
Source: Coventry Town records · APN 14-0001-09
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 GINGER TRL, COVENTRY, RI 02816-8263 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 05, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Oct 05, 2023 · Amount on Record |
| Deed Book / Page | 2337 / 371 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVENTRY RI |
| Recording Date | Sep 25, 2025 |
| Property Address | 45 GINGER TRL, COVENTRY, RI 02816-8263 |
| Document Number | 002337-371 |
| Book / Page | 2337 / 371 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 4765 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 GINGER TRL, COVENTRY, RI 02816-8263 |
| Document Number | 0000004766 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 4766 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVENTRY RI |
| Recording Date | Oct 05, 2023 |
| Property Address | 45 GINGER TRL, COVENTRY, RI 02816-8263 |
| Document Number | 002286-399 |
| Book / Page | 2286 / 399 |
| Instrument Date | Oct 05, 2023 |
| Instrument | 4823 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 45 GINGER TRL, COVENTRY, RI 02816-8263 |
| Document Number | 0000004824 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 4824 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Coventry Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Coventry Town |
| Unified School District | Coventry School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,851.00 (+0.03%) | $425,800 (-1.53%) Land $142,300 Building $283,500 | |
| 2024 | $6,849.00 (+3.32%) | $432,400 (-) Land $142,300 Building $290,100 | $587,955 |
| 2023 | $6,629.00 | $432,400 Land $142,300 Building $290,100 |
45 Ginger Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · County delivery 44003C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 62nd in Rhode Island |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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