45 Gilbert St Ext, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 45 Gilbert St Ext, Monroe, NY 10950

Property Summary

Property Type	Charitable / Fraternal Organization
Details	52,530 sqft · built 1989
Lot Size	3.4 acres (148,181 sqft)
Owner	2 Company Names on File
Last Sale	$3,228,876 (Jun 2017)
Tax Bill	$79,114 (2024)
Deeds & Mortgages	Dec 2020 Construction Loan Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`201-3-1.11`

Property Details

APN / Parcel Number

Primary APN	`201-3-1.11`
Alternative APNs	`400120100000030011100000` `334001 201-3-1.11`

Interior

Stories	2 Stories
Building Area	52,530 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	148,181 sqft (3.4 acres)
Pool Area	2,561 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	201-3-1.11
Street Address	45 GILBERT ST EXT
City	MONROE
State	NY
Zip	10950-2928
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Local Zoning Code	GB
Legal Description	LT 1 HAIL PARTNERS SUB MAP 7610
Legal Subdivision	HAIL PARTNERS
Legal Block	3
Legal Lot Number	1.110
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1019
Census Tract	14101

Owner

45 Gilbert St Ext, a commercial property, is owned by a company that bought it in June 2017.

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	81 HIGHLAND AVE, MIDDLETOWN, NY 10940-5413
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Construction Mortgage ORANGE B&T CO
Nov 9, 2020	Deed of Trust, Mortgage ORANGE BK&TR CO
Sep 28, 2020	Loan Modification, Mortgage ORANGE BK&TR CO
Aug 7, 2019	Loan Modification, Mortgage ORANGE BK&TR CO
Jun 2, 2017	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit ORANGE BK&TR CO
Jun 2, 2017	Grant Deed, Transfer ORANGE BK&TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	Jan 27, 1999 · Amount on File
Deed Book / Page	14239 / 1359
Prior Transfer Date	Aug 20, 2003
Prior Transfer Doc	1115000410
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	45 GILBERT ST EXT, MONROE, NY 10950-2815
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200066677
Date	Dec 8, 2020
Book Page	14857/5
Instrument	20200066677

Lender

Name	ORANGE B&T CO

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	45 GILBERT ST EXT, MONROE, NY 10950-2815
Document Number	0000066679
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	81 HIGHLAND AVE MIDDLETOWN NY 109405413, MIDDLETOWN, NY 10940-5413

Mortgage

Document Number	0000066679
Date	Dec 8, 2020
Book Page	014857/000051
Instrument	66679

Lender

Name	ORANGE BK&TR CO
Address	MIDDLETOWN, NY 10940

Agreement

Amount	Amount on Record

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	45 GILBERT ST EXT, MONROE, NY 10950-2815
Document Number	0000055228
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	81 HIGHLAND AVE MIDDLETOWN NY 109405413, MIDDLETOWN, NY 10940-5413

Mortgage

Document Number	0000055228
Date	Oct 16, 2020
Book Page	014824/001058
Instrument	55228

Lender

Name	ORANGE BK&TR CO
Address	212 DOLSON AVE, MIDDLETOWN, NY 10940-6541

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2030

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Recording Date	Aug 7, 2019
Property Address	45 GILBERT ST EXT, MONROE, NY 10950-2815
Book / Page	014606 / 000300
Instrument Date	Jun 1, 2019
Instrument	56959
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	81 HIGHLAND AVE MIDDLETOWN NY 109405413, MIDDLETOWN, NY 10940-5413

Mortgage

Document Number	0000056959
Date	Aug 7, 2019
Book Page	014606/000300
Instrument	56959

Lender

Name	ORANGE BK&TR CO
Address	212 DOLSON AVE, MIDDLETOWN, NY 10940-6541

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 6, 2020

June 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ORANGE NY
Recording Date	Jun 2, 2017
Property Address	45 GILBERT ST EXT, MONROE, NY 10950-2815
Book / Page	014239 / 001390
Instrument Date	May 24, 2017
Instrument	38995
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	CTI, CTI ABSTRACT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	81 HIGHLAND AVE MIDDLETOWN NY 109405413, MIDDLETOWN, NY 10940-5413

Mortgage

Document Number	0000038995
Date	Jun 2, 2017
Book Page	014239/001390
Instrument	38995

Lender

Name	ORANGE BK&TR CO
Address	212 DOLSON AVE, MIDDLETOWN, NY 10940-6541

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jun 1, 2019

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Jun 2, 2017
Property Address	45 GILBERT ST EXT, MONROE, NY 10950-2815
Document Number	0000038993
Book / Page	014239 / 001359
Instrument Date	May 24, 2017
Instrument	38993
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	CTI, CTI ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,916.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	81 HIGHLAND AVE MIDDLETOWN NY 109405413, MIDDLETOWN, NY 10940-5413

Mortgage

Document Number	38994
Date	Jun 2, 2017
Book Page	014239/001364
Instrument	38994

Lender

Name	ORANGE BK&TR CO
Address	212 DOLSON AVE, MIDDLETOWN, NY 10940-6541

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Municipality	Monroe Village
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,800 (-) Land $51,000 Building $351,800	$3,726,200 (+6.85%)
2024	$79,114.00	$402,800 (-) Land $51,000 Building $351,800	$3,487,400 (+6.15%)
2023		$402,800 Land $51,000 Building $351,800	$3,285,500 Land $415,989 Building $2,869,511

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Gilbert St Ext in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2011)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Gilbert St Ext is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE VILLAGE serves 12,000 people · EPA ID NY3503535
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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