Cochise County property record for 45 Gila Dr, Bisbee, AZ 85603
| Property Type | Single Family Home |
|---|---|
| Details | 2,250 sqft · built 1964 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Jul 2025) |
| Tax Bill | $2,034 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Jul 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-20-317 |
| Primary APN | 102-20-317 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,250 sqft Living Area |
| 1st Floor Area | 2,250 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 102-20-31705 |
|---|---|
| Street Address | 45 GILA DR |
| City | BISBEE |
| State | AZ |
| Zip | 85603-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAN JOSE EST LOT 45 |
| Legal Subdivision | SAN JOSE EST |
| Legal Lot Number | 45 |
| Legal Unit | 45 |
| Jurisdiction | COCHISE AZ |
| Township / Civil Division | BISBEE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 1200 |
45 Gila Dr is owned by an individual who bought it in July 2025.
Source: Cochise County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 506 DOUGLAS ST, BISBEE, AZ 85603-1316 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2024 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Jul 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Aug 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on File |
| Deed Sale | Jul 31, 2025 · Amount on File |
| Deed Document Number | 202513845 |
| Prior Transfer Date | Jun 30, 2017 |
| Prior Transfer Doc | 0000016802 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCHISE AZ |
| Property Address | 45 GILA DR, BISBEE, AZ 85603-9736 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000022658 |
|---|---|
| Date | Dec 31, 2024 |
| Instrument | 2024-22658 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Jul 31, 2025 |
| Property Address | 45 GILA DR, BISBEE, AZ 85603-9736 |
| Document Number | 0000013845 |
| Map Reference | MB 3 PG 107 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 2025-13845 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27663 N 130TH AVE, PEORIA, AZ 85383-2860 |
| Name | Verified Name |
|---|---|
| Address | 45 GILA DR, BISBEE, AZ 85603-9736 |
| Document Number | 0000013846 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 2025-13846 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Aug 28, 2017 |
| Property Address | 45 GILA DR, BISBEE, AZ 85603-9736 |
| Document Number | 0000016802 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 16802 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 45 GILA DR BISBEE AZ 856039736, BISBEE, AZ 85603-9736 |
The 2025 property tax bill for 45 Gila Dr was $2,034.
Source: Cochise County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Cochise County |
| Municipality | Bisbee City |
| Unified School District | Bisbee Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,016 (+5.3%) Land $3,200 Building $32,816 | $360,158 (+5.3%) Land $32,000 Building $328,158 | |
| 2025 | $2,034.00 | $34,202 (+28.61%) Land $2,240 Building $31,962 | $342,022 (+28.61%) Land $22,400 Building $319,622 |
| 2024 | $26,594 Land $2,240 Building $24,354 | $265,944 Land $22,400 Building $243,544 | |
| 2023 | $2,321.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Gila Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Gila Dr is high, ranking above 86% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 79% of Arizona |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARIZONA WATER CO - BISBEE public/private · serves 8,590 people · EPA ID AZ0402001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Coliform assessment Oct 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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