45 Gibson Rd, Orleans, MA 02653 Property Records

Barnstable County and Orleans Town property record for 45 Gibson Rd, Orleans, MA 02653

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,209 sqft · built 1934
Lot Size	0.493 acres (21,475 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jun 2019)
Tax Bill	$7,479 (2025)
Deeds & Mortgages	Jan 2021 Refinance Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ORLE M:019.0 B:0035 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ORLE M:019.0 B:0035 L:0000.0`
Alternative APN	`698`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,209 sqft Living Area
Gross Area	4,640 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	21,475 sqft (0.493 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	698
Street Address	45 GIBSON RD
City	ORLEANS
State	MA
Zip	02653-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	35
Jurisdiction	ORLEANS MA
Township / Civil Division	ORLEANS
Census Block Group	1
Census Block	1010
Census Tract	10500

Owner

45 Gibson Rd is owned by two individuals who bought it in June 2019.

Source: Barnstable County and Orleans Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 LARKIN LN, HOPEDALE, MA 01747-1438
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY RESOURCES INC
Jun 4, 2019	Quit Claim Deed, Transfer · Conventional Mortgage EQUITY RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Prior Sale	Dec 1, 2014 · Amount on File
Deed Book / Page	32066 / 204
Prior Transfer Date	May 17, 2019
Prior Transfer Doc	032066-204
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Property Address	45 GIBSON RD, ORLEANS, MA 02653-2509
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	033673-301
Date	Jan 12, 2021
Book Page	33673/301
Instrument	2405

Lender

Name	EQUITY RESOURCES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORLEANS MA
Recording Date	Jun 4, 2019
Property Address	45 GIBSON RD, ORLEANS, MA 02653-2509
Document Number	32066-204
Book / Page	032066 / 000204
Instrument Date	May 17, 2019
Instrument	25480
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 KIMBERLY DR MEDWAY MA 020532364, MEDWAY, MA 02053-2364

Mortgage

Document Number	32066-207
Date	Jun 4, 2019
Book Page	032066/000207
Instrument	25481

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 45 Gibson Rd was $7,479, up 6.1% from the year before.

Source: Barnstable County and Orleans Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Orleans Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Orleans School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,479.00 (+6.07%)	$1,198,500 (+8.95%) Land $523,800 Building $674,700	$1,738,690
2024	$7,051.00 (+17.18%)	$1,100,000 (+13.9%) Land $484,900 Building $615,100
2023	$6,017.00	$965,800 Land $396,200 Building $569,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Gibson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	10 (1978–2026)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 3 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Gibson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLEANS WATER DEPARTMENT serves 17,460 people · EPA ID MA4224000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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