45 Gerrish Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 45 Gerrish Ave, Dracut, MA 01826 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1950
Square Footage	1,092 sqft Living Area
Lot Size	10,312 sqft (0.237 acres)
Occupancy	Owner Occupied
Last Sale	$220,000 (2014)
Tax Bill	$4,454.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`DRAC M:58 L:112`
Alternative APNs	`M:0058 B:0000 L:0112` `504935`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,092 sqft Living Area
Gross Area	2,536 sqft Gross Area
1st Floor	840 sqft 1st Floor
Attic Area	720 sqft Attic
Attic	1 Attic
Basement Area	840 sqft Basement
Unfinished Basement	840 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,312 sqft (0.237 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	504935
Street Address	45 GERRISH AVE
City	DRACUT
State	MA
Zip	01826-4404
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	112
Jurisdiction	DRACUT MA
Minor Civil Division	DRACUT
Census Blockgroup	1
Census Block	1023
Census Tract	314102

Owner

Source: Middlesex County and Dracut Town records · APN DRAC M:58 L:112

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 GERRISH AVE, DRACUT, MA 01826-4404
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2014 · Amount on Record
Deed Sale	Aug 20, 2014 · Amount on Record
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Book / Page	212 / 145
Record Refreshed	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	45 GERRISH AVE, DRACUT, MA 01826-4404
Document Number	0000293582
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293582
Date	Sep 29, 2017
Instrument	293582

Lender

Name	MSA MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,454.00 (+4.09%)	$440,100 (+7.47%) Land $192,600 Building $247,500	$408,215 (-16.69%)
2024	$4,279.00 (+3.68%)	$409,500 (+14.9%) Land $183,400 Building $226,100	$490,010
2023	$4,127.00	$356,400 Land $159,500 Building $196,900

Flood & Wildfire

45 Gerrish Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.