Nassau County and Hempstead Town property record for 45 Gerard Ave E, Malverne, NY 11565
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,417 sqft · built 1935 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $670,000 (Jul 2024) |
| Tax Bill | $12,670 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-644-00-0012 |
| Primary APN | 35-644-00-0012 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,417 sqft Living Area |
| Gross Area | 1,543 sqft |
| 1st Floor Area | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Slate |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 100 ft deep x 62 ft wide |
| View / Lot | Highway |
| Porch | Enclosed Frame Porch |
| Porch Area | 126 sqft |
| Balcony Area | 13 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 35644 00120 |
|---|---|
| Street Address | 45 GERARD AVE E |
| City | MALVERNE |
| State | NY |
| Zip | 11565-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 012 |
| Legal Block | 644 |
| Legal Lot Number | 12 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 410100 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 CORTELYOU ST W, HUNTINGTON STATION, NY 11746-3306 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2024 · Amount on Record |
| Deed Sale | Jul 5, 2024 · Amount on Record |
| Deed Document Number | 2024-40470 |
| Deed Book / Page | D14514 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 45 GERARD AVE E, MALVERNE, NY 11565-1208 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 GERARD AVE E, MALVERNE, NY 11565-1208 |
| Document Number | M483870712 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | M48387/712 |
| Instrument | 2026-18369 |
| Name | RELIANT HOME FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Malverne Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442 (+0.45%) Land $203 Building $239 | $442,000 (+0.45%) | |
| 2025 | $12,670.00 (+2.92%) | $440 (+1.38%) Land $202 Building $238 | $440,000 (+1.38%) |
| 2023 | $12,311.00 Additional exemption filed | $434 Land $199 Building $235 | $434,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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