45 Gates Pl, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 45 Gates Pl, Wayne, NJ 07470 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3,112 sqft · built 1996
Lot Size	0.681 acres (29,664 sqft)
Owner	2 Trust Names on File
Last Sale	$1,190,000 (Mar 2024)
Tax Bill	$24,232 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03200-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`14-03200-0000-00041`
Alternative APN	`140320000041`

Interior

Building Area	3,112 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Lot Area	29,664 sqft (0.681 acres)

Location & Zoning

Street Address	45 GATES PL
City	WAYNE
State	NJ
Zip	07470-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3200
Legal Lot Number	41
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1000
Census Tract	246001

Owner

Source: Passaic County and Wayne Township records · APN 14-03200-0000-00041

Assessment roll updated July 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	45 GATES PL, WAYNE, NJ 07470-3217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Sep 27, 2001 · Amount on Record
Deed Document Number	20249649
Deed Book / Page	4684 / 194
Record Updated	Sep 20, 2026

March 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 22, 2024
Property Address	45 GATES PL, WAYNE, NJ 07470-3217
Document Number	0000009649
Book / Page	D4684 / 194
Instrument Date	Mar 12, 2024
Instrument	2024009649
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 GATES PL, WAYNE, NJ 07470-3217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 GATES PL, WAYNE, NJ 07470-3217

Mortgage

Document Number	0000009650
Date	Mar 22, 2024
Instrument	2024009650

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 01, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,000 (-) Land $170,800 Building $233,200	$404,000 (-) Land $170,800 Building $233,200
2025	$24,232.00 (+0.88%)	$404,000 (-) Land $170,800 Building $233,200	$404,000 (-) Land $170,800 Building $233,200
2024	$24,021.00 (+5.16%)
2023		$404,000 Land $170,800 Building $233,200	$404,000 Land $170,800 Building $233,200
2022	$22,842.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.