45 Gates Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 45 Gates Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,925 sqft · built 1897
Lot Size	0.164 acres (7,155 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Sep 2019)
Tax Bill	$17,035 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03108-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`13-03108-0000-00010`
Alternative APN	`130310800010`

Interior

Stories	2 Stories
Building Area	2,925 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Construction Type	Frame
Lot Area	7,155 sqft (0.164 acres)
Lot Dimensions	135 ft deep x 53 ft wide

Location & Zoning

Old Parcel Number	130310800010
Street Address	45 GATES AVE
City	MONTCLAIR
State	NJ
Zip	07042-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	53X135 IRR
Legal Block	3108
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1001
Census Tract	17000

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	45 GATES AVE, MONTCLAIR, NJ 07042-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Dec 16, 2002 · Amount on Record
Deed Document Number	201984041
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 6, 2019
Property Address	45 GATES AVE, MONTCLAIR, NJ 07042-3201
Document Number	0000084041
Instrument Date	Aug 28, 2019
Instrument	84041
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GATES AVE MONTCLAIR NJ 070423201, MONTCLAIR, NJ 07042-3201

Mortgage

Document Number	84044
Date	Sep 6, 2019
Instrument	84044

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,500 (-) Land $129,200 Building $355,300	$484,500 (-) Land $129,200 Building $355,300
2025	$17,035.00 (+3.32%)	$484,500 (-) Land $129,200 Building $355,300	$484,500 (-) Land $129,200 Building $355,300
2024	$16,487.00 (+3.5%)
2023		$484,500 Land $129,200 Building $355,300	$484,500 Land $129,200 Building $355,300
2022	$15,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20