45 Garden Ln, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 45 Garden Ln, Eastham, MA 02642 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Architecture Style	Cape Cod
Year Built	Built 2014
Square Footage	2,070 sqft Living Area
Lot Size	41,682 sqft (0.957 acres)
Tax Bill	$10,097.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`EAST M:0010 L:0398`
Alternative APN	`3460`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,070 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	41,682 sqft (0.957 acres)
Parking Spaces	4 Parking Spaces

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	3460
Street Address	45 GARDEN LN
City	EASTHAM
State	MA
Zip	02642
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	PHILIP M SMITH LAND
Legal Lot Number	398
Jurisdiction	EASTHAM MA
Minor Civil Division	EASTHAM
Census Blockgroup	2
Census Block	2019
Census Tract	10304

Owner

Source: Barnstable County and Eastham Town records · APN EAST M:0010 L:0398

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 866, EASTHAM, MA 02642-0866
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	45 GARDEN LN, EASTHAM, MA 02642
Transaction Type	Mortgage
Record Updated	Apr 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33918-51
Date	Mar 22, 2021
Book Page	33918/51
Instrument	19469

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

Tax Assessment & Valuation

Source: Barnstable County and Eastham Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,097.00 (+12.44%)	$1,309,600 (+2.23%) Land $396,700 Building $912,900	$1,441,625
2024	$8,980.00 (+1%)	$1,281,000 (+13.6%) Land $385,100 Building $895,900
2023	$8,164.00	$1,127,600 Land $332,800 Building $794,800

Flood & Wildfire

45 Garden Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Barnstable County (25001C), updated October 1, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 4th percentile of exposed land nationally · 8th in Massachusetts
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.