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45 Gantley Rd, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 45 Gantley Rd, Windsor Locks, CT 06096

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,212 sqft · built 1960
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$312,000 (Oct 2024)
Tax Bill$5,179 (2024)
Deeds & MortgagesOct 2024 Sale & Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWINL M:48 B:99 L:5

Property Details

APN / Parcel Number

Primary APNWINL M:48 B:99 L:5
Alternative APNs
  • 00182300
  • 182300

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,212 sqft Living Area
1st Floor Area1,212 sqft
Basement Area960 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number182300
Street Address45 GANTLEY RD
CityWINDSOR LOCKS
StateCT
Zip06096-2652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESA
Legal Block99
Legal Lot Number5
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group2
Census Block2023
Census Tract476300

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address164 GROVE ST, WINDSOR LOCKS, CT 06096-1826
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 18, 2021Warranty Deed, Transfer · FHA Mortgage
RIVER CITY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2024 · Amount on Record
Deed SaleOct 15, 2024 · Amount on Record
Prior SaleMay 18, 2021 · Amount on Record
Deed Book / Page540 / 383
Record UpdatedSep 20, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateOct 15, 2024
Property Address45 GANTLEY RD, WINDSOR LOCKS, CT 06096-2652
Document Number000540-383
Book / Page540 / 383
Instrument DateOct 11, 2024
Transaction TypeTransfer
Record UpdatedOct 31, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address164 GROVE ST, WINDSOR LOCKS, CT 06096-1826

Mortgage

Document Number1971620014
DateOct 15, 2024
Instrument1971620014
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateMay 18, 2021
Property Address45 GANTLEY RD, WINDSOR LOCKS, CT 06096-2652
Document Number000506-489
Book / Page506 / 489
Instrument DateMay 7, 2021
Instrument932440003
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 GANTLEY RD, WINDSOR LOCKS, CT 06096-2652

Mortgage

Document Number0932450017
DateMay 18, 2021
Instrument932450017
Lender
NameRIVER CITY MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$215,880 (+69.73%) Land $57,470 Building $158,410$151,116 Land $40,229 Building $110,887
2024$5,179.00 (+44.71%)$127,190 (-) Land $44,800 Building $82,390
2023$3,579.00 (+8.95%)$127,190 (-) Land $44,800 Building $82,390
2022$3,285.00$127,190 Land $44,800 Building $82,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people · EPA ID CT0473011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
GoNetspeed
Fiber		2,000 / 2,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20

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