45 Gail Dr, Cattaraugus, NY 14719 Property Records

Cattaraugus County and New Albion Town property record for 45 Gail Dr, Cattaraugus, NY 14719

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1970
Lot Size	0.559 acres (24,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Mar 2026)
Tax Bill	$4,963 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2023 Sale + 1 more
APN	`046401 44.034-1-12`

Property Details

APN / Parcel Number

Primary APN	`046401 44.034-1-12`
Alternative APNs	`640104403400010120000000` `0639`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	24,348 sqft (0.559 acres)
Lot Dimensions	243 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0639
Street Address	45 GAIL DR
City	CATTARAUGUS
State	NY
Zip	14719-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	22 04 08
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	NEW ALBION
Census Block Group	5
Census Block	5028
Census Tract	960500

Owner

Source: Cattaraugus County and New Albion Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 DELAWARE AVE, JAMESTOWN, NY 14701-7645
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 9, 2023	Warranty Deed, Transfer
Sep 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HUNT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Aug 9, 2023 · Amount on Record
Deed Document Number	20263721
Prior Transfer Date	Jun 13, 2018
Prior Transfer Doc	0297986001
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Mar 19, 2026
Property Address	45 GAIL DR, CATTARAUGUS, NY 14719-1314
Document Number	0000003721
Instrument Date	Feb 26, 2026
Instrument	202603721
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 DELAWARE AVE, JAMESTOWN, NY 14701-7645
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003722
Date	Mar 19, 2026
Instrument	202603722

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Aug 9, 2023
Property Address	45 GAIL DR, CATTARAUGUS, NY 14719-1314
Document Number	0000011230
Instrument	202311230
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BALLARD POND DR, WASHINGTONVILLE, NY 10992-1278

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Sep 12, 2022
Property Address	45 GAIL DR, CATTARAUGUS, NY 14719-1314
Document Number	0000021610
Instrument Date	Sep 9, 2022
Instrument	202221610
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 PROVINCE DR, WILMINGTON, NC 28405-9768

Mortgage

Document Number	0000021611
Date	Sep 12, 2022
Instrument	202221611

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cattaraugus County and New Albion Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
County Subdivision	New Albion Town
Unified School District	Cattaraugus-Little Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,963.00 (+0.55%)
2025	$4,936.00 (+3.57%)	$174,400 (+7.99%) Land $8,600 Building $165,800	$174,400 (+7.99%) Land $8,600 Building $165,800
2024	$4,766.00 (+181.51%)
2023	$1,693.00	$161,500 (+174.19%) Land $8,600 Building $152,900	$161,500 (+34.35%) Land $8,600 Building $152,900
2022		$58,900 Land $4,100 Building $54,800	$120,204 Land $8,367 Building $111,837

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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