45 Fullerton St, Albany, NY 12209 Property Records

Albany County and Albany City property record for 45 Fullerton St, Albany, NY 12209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,125 sqft · built 1959
Lot Size	0.088 acres (3,840 sqft)
Owner	Individual Name on File
Last Sale	$1,427,750 (May 2024)
Tax Bill	$6,433 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010100 75.60-1-3`

Property Details

APN / Parcel Number

Primary APN	`010100 75.60-1-3`
Alternative APNs	`010007506000010030000000` `07506000010030000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	3,840 sqft (0.088 acres)
Lot Dimensions	96 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07506000010030000000
Street Address	45 FULLERTON ST
City	ALBANY
State	NY
Zip	12209-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	1 1/2 BRICK WITH GAR & ADD'N BON EX 1506123
Legal Subdivision	WHITEHALL PARK
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1006
Census Tract	1902

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	45 FULLERTON ST, ALBANY, NY 12209-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Aug 30, 2017	Executor's Deed, Transfer TRUSTCO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2024 · Amount on File
Deed Sale	May 8, 2024 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Document Number	20247385
Prior Transfer Date	Apr 30, 2024
Prior Transfer Doc	0000000385
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	45 FULLERTON ST, ALBANY, NY 12209-1311
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FULLERTON ST, ALBANY, NY 12209-1311

Mortgage

Document Number	0000008223
Date	Oct 7, 2025
Instrument	R2025-18223

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 18, 2055

August 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 30, 2017
Property Address	45 FULLERTON ST, ALBANY, NY 12209-1311
Document Number	0000000874
Map Reference	MAP387 CL2 DR28
Instrument Date	Aug 24, 2017
Instrument	R2017-20874
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 EDGEWOOD DR, 41, AVERILL PARK, NY 12018-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 LIVINGSTON AVE, ALBANY, NY 12210-2512

Mortgage

Document Number	0000000875
Date	Aug 30, 2017
Instrument	R2017-20875

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,433.00 (+1.43%)
2025	$6,342.00 (+5.82%) Additional exemption filed	$245,000 (+59.09%) Land $49,000 Building $196,000	$255,208 (+17.38%) Land $51,042 Building $204,166
2023		$154,000 (-) Land $31,000 Building $123,000	$217,422 (+12.55%) Land $43,767 Building $173,655
2022		$154,000 Land $31,000 Building $123,000	$193,176 Land $38,886 Building $154,290
2021	$5,993.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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